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Hi was wondering if anyone could help me. CCA,d Barclaycard last week today around 3.15 a man came to the door from Scots.... something or other to discuss my barclaycard. I told him account was in dispute, he asked if I had written to Barclaycard I told him Yes he said he would contact them and asked me for a contact no. I gave him my mobile number but told him I wanted Barclaycard to contact me in writting only. Should I have given him my mobile no? Still in shock that someone has actually called at the door. Any advice on what I should do?
You should have told him to leave, not spoken to him further and closed the door.
You'll have BC harassing your mobile now but just refuse to answer their security questions and hang up. They'll get bored ............ eventually.
BC will not send you the Credit agreement. Read other threads here and you'll see what's going on at the mo.
Are there penalty charges on the BC account and have you done anything about reclaiming these. Read the Reclaiming Guide at Link No1 in my signature below.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Had 5 calls today 3 on my landline 2 on my mobile. I answered my mobile it was mercers I wouldn't go through any details with them,asked them where they got my number from she said she wouldn't tell me that until I confirmed my DOB. I told her I wasn't going to answer any security details with her then hung up. A few minutes later I received a text message to contact them blah blah blah. As I only have this mobile number 3 weeks I can only assume she was given the number from the man from Scot..... whatever who called at my house.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Had another 6 missed calls from Mercers today. Then about 5 minutess ago had another doorstep visit. Told him I wasn't going to speak to him as account was in dispute. He said it would be better if I spoke to BC I told him I wouldn't speak to anyone until I received the information I requested. Should I send off a harrassment letter to them?
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Sorry, my fault. Send them this letter and keep a copy by the front door for next time, just in case.
Dear sir or madam,
Account Ref xxxx
Please be advised that I will only communicate with you in writing. I have noted your repeated attempts to contact me by telephone over the past few weeks/months and these have been duly logged by time and date.
Furthermore, I have received 2 visits to my home. Please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make such an appointment with you, or your representatives.
There is only an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.).
Therefore take note that I revoke license under Common Law for you or your representatives to visit me at my property. If anyone does visit again, the police will be called on the grounds of trespass.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Hi Getting a bit pee,d off at the minute despite asking the cretins at Mercers not to ring me anymore and sending the above letter, I am still getting on average 6 caslls a day on my landline and mobile. I have also received 3 postcards telling me that someone would be calling 10/4 11/4 & 13/4 Good Fri Sat & Easter Mon?????????????????????? ??? Do these people not get Bank holidays off?
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Hi Getting a bit pee,d off at the minute despite asking the cretins at Mercers not to ring me anymore and sending the above letter, I am still getting on average 6 caslls a day on my landline and mobile. I have also received 3 postcards telling me that someone would be calling 10/4 11/4 & 13/4 Good Fri Sat & Easter Mon?????????????????????? ??? Do these people not get Bank holidays off?
Hi nancyspain
I just got a lettter from Scotcall!so looks like my hubby will be getting some visiters! They will be wasting their time as i am at work most of the day and no one will be answering our door unless we know who it is!At least looking at your thread has given me some warning about what to expect!
Still no cca. Despite telling these people Mercers not to ring me and sending the above letter I am still getting calls and text messages
They have started ringing me from new numbers now 01514710079 & 01514710111 ( does this mean I am a vip now lol). Answered a call on Sat from 01514710111 told the guy there I was unwilling to discuss matter over the phone he stated because they where Mercers they could ring because Barclaycard where no longer dealing with account. I replied 'But you are the same company' at this he hung up.
Any ideas as to what I should do now. So far 8 calls Sat & Sun and so far 2 calls today and text message.
2 more calls from Mercers last night I told first girl on the phone I was recording the call she said ' you can't do that' I told that yes I could, she then hung up. A few minutes later another girl called I told her the same that I was recording the called she said ' that's all right Mrs.... we record all our calls now you owe blah blah blah' I told her that she wasn't speaking to Mrs....... She then said 'get her to ring Mercers' obviously she was willing to tell whoever answed the phone all my business.
Got 2 letters this morning from Barclaycard in response to CCA both contained photocopies of T/C'S with 1996 Barclaycard T/C typed on the front. No agreement.
As I know there are a lot of charges on these accounts should I send them SAR request ( if so do I send £10 per card or just £10 for both) or should I just send them account in dispute letter?
Hi. you just send one £10 to cover everything they hold on you, irrespective of how many accounts are involved. You are applying as yourself, not the holder of account number xxxx xxxx xxxx xxxx.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.
Me v Barclaycard
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Originally Posted by nancyspain
