Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    vixta Novitiate

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    Cagger since
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    Default Flexiloan agreement, enforceable?

    http://i492.photobucket.com/albums/r.../MaCahoot1.jpg

    http://i492.photobucket.com/albums/r.../MaCahoot2.jpg

    My mum received a letter today from debt managementicon and Recovery Services Ltd, who are a part of Abbeyicon National plc.

    Am I right in thinking these are their in house debt collectors? Does anyone know different?

    The letter is a default of payment notice which isn't sent under the consumer credit act. What are these about?

    Also does anyone know of any problems with cahoot flexiloan agreements? This is my mums that is posted above?

    Thanks in advance for any info anyone can give.

    Vixta


  2. #2
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    Default Re: Flexiloan agreement, enforceable?

    I am particularly concerned about the apr info, whether it is enough to make it enforceable? Can anyone help please?


  3. #3
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    Default Re: Flexiloan agreement, enforceable?

    DMRS are indeed the in-house collection wing of Abbeyicon.

    As for the agreement I'm no expert. The paragraph below the signatureicon box, "blah blah blah only binding on us if it is returned within 60 days and we have completed our final checks" is what interests me. I don't understand how it can be deemed an agreement when you have effectively yet to be accepted. Its like the final part of an application.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE