Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Clarice97 Novitiate

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    Default Termination of car finance

    Hi

    I have 12 months to pay on my car finance totalling 3k. I have had the car 3 years but foolishly never got it serviced but have had the car repaired when required. Will this now go against me?

    I am worried

    Many Thanks

    Clarice97


  2. #2
    Site Team freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky's Avatar

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    Default Re: Termination of car finance

    Hi and welcome to the forums.
    Can you please explain exactly what you think will go against you and why?

    You have 12 months to pay on your car finance- yes?
    You presumably intend to pay off the finance and keep the car- Yes?

    The only person worried that it hasn't been serviced would be a prospective buyer.
    But you really should get it serviced. It will make the car last much longer.

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  3. #3
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    shazzyp Novitiate

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    Default Re: Termination of car finance

    I have had a car on HP for 2 years and now qualify for motobility which would be better for me, can I return the car and what would be the problems I may encounter?


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    Clarice97 Novitiate

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    Default Re: Termination of car finance

    I am wanting welcome finance to take the car back.....due to not having it serviced that is what i believe will go against me?


  5. #5
    Site Team freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky Authoritative freakyleaky's Avatar

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    Default Re: Termination of car finance

    What does it say in your HP agreement regarding returning the car? Do the stipulate that you can return the car before the end of the agreement and do they stipulate any conditions such as servicing records?


  6. #6
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    Default Re: Termination of car finance

    i'm sure it did. when i rang about the vt the woman was not helpful and all she said was that they are more concerned about the bodywork


  7. #7
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    Default Re: Termination of car finance

    Well if it is in your agreement that you can return the car and she has said they are not concerned about the service history you have no problems.
    Can you type exactly what it says in the agreement about returning the car?



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE