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Al1971
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Hi all

 

We have a defaulted current account with RBS - outstanding balance of £1500. Last month, I CCA'd all our creditors including this one. I didn't realise that the CCA request does not work with current accounts.

 

Anyway, we had been paying token payments to Intrum Justitiabut they then replied that the account is on hold while they try to get the original agreement!

 

Now over the last week we have had several phone calls from Allied International. I told the guy that we would not be discussing anything on the phone andto contact us in writing. Lo and behold today we receive a letter from Allied concerning the very same RBS account we have been paying Intrum Justitia.

 

What should I do next? The Allied guy is a bit of a bully.

 

Thanks in advance.

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Hi,

 

Are there any charges you could claim from the account ?

 

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi maroondevo52

 

Yeah there will have been some charges on this account.

 

I have a letter from RBS themselves telling me that the CCA 1974 does not apply to the current account. But it looks like they still have the debt and are using the DCAs to collect.

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Hi,

 

If you dont have all your statments for the account, you should send RBS a SAR, then total up the charges and claim them back.

 

Give me a shout if you need a hand.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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