Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Have sent of first letter of claim to RBS (14th July) and received a standard reply - "received your letter and will look into it"
In anticipation of going the distance to the small claims court I need some advice on where I should make my claim so that I can prepare.
I had this account with the RBS in Edinburgh when I was a student and my local branch was there - however I closed this account a year ago and now live in the midlands.
Should I have to take to the small claims court - should I submit my claim in England through moneyclaim - or in Scotland?
As you're now living in England, I think you should choose an English address for the bank - I used Customer Services in Southampton If you file in Scotland you're limited to £750 at a time and - theoretically at least - to 5 years
Good luck with your claim and keep us posted.
I have 4 different addresses for each stage of my claim.
The data protection came frompo box 1000 business house B Edinburgh EH12 1HQ
Following that after the prelim got one from customer support 56 South Gyle cresent Edinburgh EH12 9LE contact there is Ian Anderson.
Litigation is in Princess street London
And default issues are handled at the Telford address
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