Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    onamission Novitiate

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    Default Couple of questions

    Luckily i have online banking so i was able to go back to 2002 with Lloydsicon and print out all my statements for free We have been running a small bussiness and with my adding up so far and only up to 04 we have been charged in full £1500 and we havnt hit the bad years yet!!

    Question is (i tryed hard to find answer before asking promise)
    Say by the time i have gone through my statements and totaled all up ie £4000 charges what would i then claim for?? £4000 or less?? Or do i in my adding them up only add the remainder over say £15?

    so for example i see in statement charge £30 for unpaid cheque how do i calculate it? ..Is it add them all up and send the total of ALL charges away? Or see what amount i was trying to pay in the first place? Ie then if it was a cheque to pay £10 but it bounced and i charged £30 do i take the £20 differnece to add up or do full £30 charge??

    Hope this makes sense to you all :?

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  2. #2
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    dazza12 Novitiate

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    It's up to you what you claim, but I would claim the full charge amount.

    Don't consider the amount of the transaction you were trying to make. This is a separate issue. It is the amount they charged you that is unlawful.

    For instance, if the total of charges (check the FAQs for what is allowed) is £4000, then claim the full £4000.


  3. #3
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    onamission Novitiate

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    Thanks, i am still adding up



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE