Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Luckily i have online banking so i was able to go back to 2002 with Lloyds and print out all my statements for free We have been running a small bussiness and with my adding up so far and only up to 04 we have been charged in full £1500 and we havnt hit the bad years yet!!
Question is (i tryed hard to find answer before asking promise)
Say by the time i have gone through my statements and totaled all up ie £4000 charges what would i then claim for?? £4000 or less?? Or do i in my adding them up only add the remainder over say £15?
so for example i see in statement charge £30 for unpaid cheque how do i calculate it? ..Is it add them all up and send the total of ALL charges away? Or see what amount i was trying to pay in the first place? Ie then if it was a cheque to pay £10 but it bounced and i charged £30 do i take the £20 differnece to add up or do full £30 charge??