Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Repossess my bike on personal loan?

    I bought a new Aprilia Tuono in July 07 for £8k, turns out it was a personal vehicle loan, not HP, i sold this bike in January 09 to pay off some debts, and in the last few weeks i have fallen behind with a number of bills and debts due to illness and have decided to take the plunge and go bankrupt, i dont own my own home so i really have nothing to lose, but i am worried about the Motorbike i sold, does black horse have a right to repossessicon it even though it has been sold and it wasnt HP but a loan agreement? The forms that i have just recieved from the county court to apply for personnal bankrupsy need to know about any vehicles ive owned in the last 12 months, but i am unsure of where the bike is to warn the buyer, as he came and bought it from me and all i know is that he is from Hull??? Can BH repossessicon it


  2. #2
    Site Team dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk Authoritative dx100uk's Avatar

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    Default Re: Repossess my bike on personal loan?

    depends how much you paid off already if the loan IS linked to the physical vehicle in any way.

    those terms will be on the agreement.

    if it doesn't say anything about the bike, then no worries.

    dx

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  3. #3
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    Default Re: Repossess my bike on personal loan?

    The easiest way to check is to get a HPi check done and that will show if there is anything shown in relation to outstanding finance on the bike. If you still have your loan agreement that should confirm the exact position as well.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE