Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Yes they sent pages of T&Cs, but these may be the current ones as they clearly werent from microfiche. Yes I had one of the agreements which was terminated last year. To date I am not in default and never have been. I have a DD in place.
Yes they sent pages of T&Cs, but these may be the current ones as they clearly werent from microfiche. Yes I had one of the agreements which was terminated last year. To date I am not in default and never have been. I have a DD in place.
What should I do next?
your call now, you will have to decide if you can carry on paying it and live the quite life or if you are struggling to make ends meet like lots of others on here go for unenforceable agreement.
but have a good read around the forum its going to be a rough ride.
sorry you've had reason to complain.... la, la, la.
Please can you assist us by loggint into your account via the website and checking the contact information we hold for you is up to date (so we can set our dogs on you!!!)
Give us 8 weeks to find an excuse as to why you should keep paying us and give us the full 8 weeks as this will mean you have to pay us twice more at least.
There is no such thing as a 0% credit card....... someone out there is paying for it, and for once its not going to be me.
I have this same letter 4 times now, don't be surprised if they answer half your letter with irrelevant nonsense-answer a question you didn't pose and then close your complaint lol.
ok seem to remember back in the early days having to pay what I think was PPI. Looking back at my agreement I can see anything which would indicate I agreed to it. How do I find out if my memory serves me well and I can claim back teh PPI?
There is no such thing as a 0% credit card....... someone out there is paying for it, and for once its not going to be me.