Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi,
I sent 3 complaints to Lloyds with regards to miss selling of PPI,
1) Was personnel Loan 2005
2) Was Business overdraft 1999
3) Was Business Loan 1999
All 3 I sent identical letters with regards to them pushing it on to me saying basically if I did not take out PPi then they would have to think hard on giving me the credit etc.
On the personell loan they agreed to refund and this loan was taken out in 2005.
On the Business loan and overdraft they declined to refund and are saying that they contacted then manager at Lloyds who said He made us well aware of costs etc and all about PPI back in 1999.
Can anyone advise as to what to do now as I think because the 2 they refused on go far back as 1999 this could be quite a lot of money as the Business Overdraft repayment insurance was £70 per month since march 1999 to Dec 2008.
Same as the loan which was opened 1999.
How can some manager remember back to 1999 but not 2005 ?