Thread: Recliaming PPI on old cards.

Have been thinking a lot about PPI of late as am trying to claim mis-selling against Firstplus (seperate thread).

My wife and I have had a lot of loans / cards which are now mostly being handled by debt collection agencies and the majority of them are taking token payments. I have no idea if any of the loans / cards had PPI included on them. How can I find out if PPI was added to these accounts and if it was can I still approach the companies involved - Egg, Cahoot, GE storecard, Barclaycard etc if I feel it was mis-sold? The balances of these accounts are now owned by the DCA's i think.

Thanks,

Pubman.

Bump

Hi,

I'm not sure if it's worth it. The accounts are no longer active and we are making token payments towards them. I'm going to start off by sending a letter:


Account Ref:

Dear Sir,
I would like to know if the above account had at any stage been covered by a Payment Protection Insurance policy (PPI). If this is the case please advise me of the total amount that I paid to you for this cover over the life of the account.
Please also send me a copy of the original credit agreement signed by myself and showing where I had agreed to the PPI being taken out.
I look forward to hearing from you soon.

Yours faithfully,

and see what comes back. I would be spending over £100 in SAR fees to request from them all!! Not in such a hurry with these as with F+

Bump again