Thread: Buying nearly new car

Hi, after some advice
Buying 1-2 year old car from a franchised or car supermarket with remainder of manufacturer's warranty.
Whats the safest route for the purchase, assuming the car goes wrong. The funds are available to buy for cash, but should I put some on finance/credit card.
On another thread, it was said that anything over £100 paid by CC card the card company would be jointly liable. This being correct, how long does this last as opposed to finance.
With all the horror stories, I dont want to end up with a 15k lump with little recourse and a headache trying to chase it up.

Car supermarket, discount trader dealers are not reknowned for their after sales service if something goes wrong, eats into their meagre profit!
Manufacturers Warranty are good but sometimes dont cover everything; Dont bother with any additional add on warranties, not worth the paper they are printed on.
You will be covered by SOGA for anything major anyway, but will have to fight for it with the dealer.
Finance Co. wiil ahve a stke in the car so are jointly liable for its condition and should help if this go wrong, but again you have to twist their arm.
CC, especially Visa and in particular Barclaycard are pretty good when things go wrong they will pay up, but takes forever.
So you pays your money and takes your choice. All abit of a lottery really.
NO substitute fo taking car on a good long test drive to see how it performs and get somebody to look over and under it, or even book it for an MOT even if it does not need it.

Thanks for replies.
My preference would be to buy from dealership but their prices seem inflated. Anyone bought a used car from franchise recently and what kind of discount can I expect if any. It's just that I haven't been into a dealership and bought a car for like 15 years.
Who else does HP loans besides dealers?