Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Put my claim in, in 2007, just within 6 years of opening account - claim got staye for over a year, last week seen.
Told be that it was statute barred because over 2 years, and does not believe me that Littlewoods misold me PPI, I was self employed and they claim that there would be assistance if I needed it, but when I called for it when losing money, they told me know - can I appeal.
can you provide more information on this but of course leaving out all the personal details so the forum have a better picture of the case in hand?
Many thanks
aa
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
I opened my account in 2002, and kept up most of my payments. I was told that I had to have insurance to order, so i agreed out of desperation. I never signed anything, and Littlewoods have never provided me with proof. I owe £1670 the equivalent of PPI charges. Littlewoods state that I agreed even though I was self-employed and they knew, and they could not cover me for redundancy. Apparently I increased my cover in 2005 agreeing to their cover, but I remember being told that as my order increased in value, I had to.
In court, the judge had my Lloyds details in my Littlewoods file that I claimed for 2 years ago, and this frustrated him, then the spreadsheet did not ring true and he got fed up of me. He said that the case was statute barred even though the court had mistakenly grouped my Littlewoods cade with Lloyds, as I had applied for them both at the same time. He basically called me a liar and said that I should have checked the small print. I never had any.
The Judge has seen me in court twice before and I feel that he thinks I am trying to [problem] my money back from everyone.
littlewoods v rosie&jim
of opening account - claim got staye for over a year, last week seen.
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