Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Big Nick Novitiate

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    Question What am I looking for? Egg Loan PPI

    Nine years ago I took out a topup loan from Eggicon and they included PPIicon which I may have been aware of at the time but did not understand the true costs involved. A couple of years later I defaulted on the loan and have been paying back small amounts since.

    Having just sent off the CCA request I'm wondering what I should look for in the paperwork when it arrives to show if possible that the PPI should not have been set up in the first place.
    I've looked at the various stickies on this board but they make no sense to me

    Can anyone please provide some tips?


  2. #2
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    old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative

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    Default Re: What am I looking for? Egg Loan PPI

    you could upload the paper work, after first removing any personal info I am sure you will quickly recieve advice.

    Andy

    Advice is based on my personal opinion, and what I have learnt from this forum.
    If you need legal advice please consider consulting a lawyer.


  3. #3
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    alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana's Avatar

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    Default Re: What am I looking for? Egg Loan PPI

    hello big nick,

    welcome to the PPIicon forum

    Nine years ago I took out a topup loan from Eggicon and they included PPI which I may have been aware of at the time but did not understand the true costs involved. A couple of years later I defaulted on the loan and have been paying back small amounts since.

    Having just sent off the CCA request I'm wondering what I should look for in the paperwork when it arrives to show if possible that the PPI should not have been set up in the first place.
    I've looked at the various stickies on this board but they make no sense to me

    Can anyone please provide some tips?
    You say you have looked throught the stickies so apolgies if you have seen this but this is the starting point to make a decision on whether you have been mis-sold or not...

    For claims before 2005 and the FSA ruling from which campaign
    How to tell if you’ve been mis-sold PPI
    Quick check: were you mis-sold? - How to tell if you’ve been mis-sold PPI

    The above links come from this in the stickies...links

    Within this there is a huge mound of information some will be relevant and will help you and some will not. The aim of the links link is to give you as much background info on PPI mis-selling to arm you ready to proceed to a successful outcome with help from the CAGicon site.

    I would suggest take out time read, make notes, ask questions and then open up with a broadside on EGG who I understand try and make life very difficult for claimants so it important to be prepared.

    Egg seem to be a law unto themselves on the PPI issue so perhaps you could be the one to take the fight back to them bigtime.

    aa

    I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.
    ------------------------------------------------
    Bank charge successes:
    Halifax - Full settlement incl interest.
    HSBC - Settlement, goodwill no admission of liability about 75% of claim.
    RBS - Settlement, goodwill no admission of liability about 70% of claim.
    2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
    PPI Successes
    PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
    2 claims settled in full with LV without FOS involvement.
    2 claims settled in full with HSBC without FOS involvement

    PPI Claims ongoing with:
    Cap one Now with the FOS
    Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
    LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

    1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..
    Post 290 from
    ***RBS PPI Claim Long fight but, WON***

    Please do not PM me for advice as it may be sometime before I can respond.

    Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE