Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I believe I was miss-sold Payment Protection Insurance when I applied for my Abbey credit card in 1999. I was pressured during a phone call to take the PPI or risk losing the credit facility they were offering me. Last year I wrote to Abbey to inform them of my belief and asked for all details of PPI payments as well as any charges I had incurred due to late payments. Abbey provided me with both which equated to over £600. I then asked for a full refund on these charges plus 8% interest. Soon after I noticed that Abbey had made a £182 credit to my account which they called “CAO Fee Refund”.
I have also recently requested a CCA from Abbey, to which they have failed to respond to.
Should I just continue along the CCA route and dispute that an agreement exists or is it possible to dispute the agreement due to the miss-selling of PPI?
Advice needed - Abbey miss-sold me PPI
credit card in 1999. I was pressured during a phone call
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