Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Page 1 of 3
1 2 3 LastLast
Results 1 to 20 of 42
  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    the_freedom_trail Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2008
    Posts
    773

    Default RE: PPC's and Vehicle Tax

    Hello every1,

    Quick question, the PPC that manages the site where I live state on the sign at the entrance that all vehicles must display valid vehicle tax. The land is private btw. Could they enforce this under contract law as I thought that the correct terminology was Vehicle Excise Duty - therefore should not the sign say that all vehicles must display evidence of current vehicle excise duty. I know it is a technicality but then legal cases are one and lost on minor details.

    P.S. I know about the general issues of PPC charges being unenforceable - it is opinions on the tax issue I am interested in.

    Regards,

    TFT

    09/07/09 Business Studies BA(Hons) 2:1

    eCar Insurance overpayment - £325
    Settled in full - 15/09/08
    NatWest Student A/C bank charges - £260
    Settled under hardship scheme - 08/06/09
    Natwest Business A/C bank charges - £60
    Settled in full as GOGW - 20/04/09
    Santander Consumer Finance late payment fees - £60
    Part settled for £48 - 01/03/08
    Peugeot Finance late payment fees - £50
    Settled in full before county court hearing - 01/09/09
    Peugeot Finance overpayment of £247
    Settled in full - 01/12/08
    Valley Leisure - complaint about collections agent
    £160 part refund of gym membership in compensation - 01/02/09
    HFC Bank - complaint about payment deducted from my account on wrong date
    GOGW £10 - 01/05/09

  2. #2
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    kiptower Authoritative kiptower Authoritative kiptower Authoritative kiptower Authoritative kiptower Authoritative kiptower Authoritative kiptower Authoritative kiptower Authoritative

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2008
    Posts
    2,410

    Default Re: PPC's and Vehicle Tax

    PPC dream their own rules up so they can give you one of their fairytale invoices, the answer is NO, they DO NOT WORK for the DVLA, however make sure the car has been SORN

    NEVER FORGET



    Help Our Hero's Website

    http://www.helpforheroes.org.uk/

    HIGHWAY OF HEROES

    http://www.consumeractiongroup.co.uk...-our-lads.html


    Like Cooking ? check the Halogen Cooker thread
    http://www.consumeractiongroup.co.uk...n-cookers.html

  3. #3
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    the_freedom_trail Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2008
    Posts
    773

    Default Re: PPC's and Vehicle Tax

    The reason for this rule is that there are too many cars at the site for the spaces available; therefore, by taxing your vehicle you automatically use it. However, if you do not tax your vehicle then you are guaranteed not to use it?! - this is what the managing agent says - not my words.

    Personally, my vehicle is taxed as I am an absolute petrol head and cannot go two days without driving; however, I thought it was an interesting point. Surely, the Unfair Contract Terms Act must kick in at some stage, otherwise you could say that only grey cars with an engine bigger than 1.8 litre capacity can only park here.

    TFT

    09/07/09 Business Studies BA(Hons) 2:1

    eCar Insurance overpayment - £325
    Settled in full - 15/09/08
    NatWest Student A/C bank charges - £260
    Settled under hardship scheme - 08/06/09
    Natwest Business A/C bank charges - £60
    Settled in full as GOGW - 20/04/09
    Santander Consumer Finance late payment fees - £60
    Part settled for £48 - 01/03/08
    Peugeot Finance late payment fees - £50
    Settled in full before county court hearing - 01/09/09
    Peugeot Finance overpayment of £247
    Settled in full - 01/12/08
    Valley Leisure - complaint about collections agent
    £160 part refund of gym membership in compensation - 01/02/09
    HFC Bank - complaint about payment deducted from my account on wrong date
    GOGW £10 - 01/05/09

  4. #4
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    lamma Informative lamma Informative lamma Informative lamma Informative lamma Informative

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2008
    Posts
    6,869

    Default Re: PPC's and Vehicle Tax

    what does your lease say about parking exactly ? do you pay for your own parking space ? if so the PPC can FRO


  5. #5
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    green_and_mean Highly informative green_and_mean Highly informative green_and_mean Highly informative green_and_mean Highly informative green_and_mean Highly informative green_and_mean Highly informative green_and_mean's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jul 2007
    Posts
    6,968

    Default Re: PPC's and Vehicle Tax

    If the land is private they can make up what rules they like as long as they are clearly signed and do not breach any other laws such as no cars belonging to black people which would be discriminatory. Saying no grey cars is no different from saying no vans or vistors cars.


  6. #6
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    gwc1000 Informative gwc1000 Informative gwc1000 Informative

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    Posts
    988

    Default Re: PPC's and Vehicle Tax

    I can see their point about an untaxed car. I would imagine that they would think that there is a possibility that any untaxed car is dumped, and would be left to deteriorate.


  7. #7
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    Al27 Highly informative Al27 Highly informative Al27 Highly informative Al27 Highly informative Al27 Highly informative Al27 Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2008
    Posts
    3,600

    Default Re: PPC's and Vehicle Tax

    If the land is private they can make up what rules they like as long as they are clearly signed and do not breach any other laws such as no cars belonging to black people which would be discriminatory. Saying no grey cars is no different from saying no vans or vistors cars.
    They can 'make up' any rules they like. They have no recourse for anyone breaking their rules though - unfair contract terms probably scupper any attempt..

    Unlike clamping, I fail to see how you can consent to being clamped for no tax. You can't consent by means of 'forgetting' ie. not changing the disc.

    Don't believe any apparent reasoning for this no-tax clause though - it's purely an easy way to make money because it's so visible. Date on the tax out of date? Great - slap on a ticket.

    It's probably borne out of the fact council PCNs often print out the tax disc number, for identity backup purposes.

    I don't think we should kid ourselves that this is to stop cars being dumped!


  8. #8
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    the_freedom_trail Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2008
    Posts
    773

    Default Re: PPC's and Vehicle Tax

    Quote Originally Posted by gwc1000 View Post
    I can see their point about an untaxed car. I would imagine that they would think that there is a possibility that any untaxed car is dumped, and would be left to deteriorate.
    However, in my instance my car is reasonably expensive and not the sort of vehicle that would be dumped.

    TFT

    09/07/09 Business Studies BA(Hons) 2:1

    eCar Insurance overpayment - £325
    Settled in full - 15/09/08
    NatWest Student A/C bank charges - £260
    Settled under hardship scheme - 08/06/09
    Natwest Business A/C bank charges - £60
    Settled in full as GOGW - 20/04/09
    Santander Consumer Finance late payment fees - £60
    Part settled for £48 - 01/03/08
    Peugeot Finance late payment fees - £50
    Settled in full before county court hearing - 01/09/09
    Peugeot Finance overpayment of £247
    Settled in full - 01/12/08
    Valley Leisure - complaint about collections agent
    £160 part refund of gym membership in compensation - 01/02/09
    HFC Bank - complaint about payment deducted from my account on wrong date
    GOGW £10 - 01/05/09

  9. #9
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    the_freedom_trail Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2008
    Posts
    773

    Default Re: PPC's and Vehicle Tax

    Quote Originally Posted by green_and_mean View Post
    If the land is private they can make up what rules they like as long as they are clearly signed and do not breach any other laws such as no cars belonging to black people which would be discriminatory. Saying no grey cars is no different from saying no vans or vistors cars.
    Does that mean that a shop such as Tesco could say no one is allowed to come in who has white shoes - even if there was no good reason for this. Surely, as a business selling the right to park on your private land you are providing a service to consumers and should be bound by relevant laws.

    TFT

    09/07/09 Business Studies BA(Hons) 2:1

    eCar Insurance overpayment - £325
    Settled in full - 15/09/08
    NatWest Student A/C bank charges - £260
    Settled under hardship scheme - 08/06/09
    Natwest Business A/C bank charges - £60
    Settled in full as GOGW - 20/04/09
    Santander Consumer Finance late payment fees - £60
    Part settled for £48 - 01/03/08
    Peugeot Finance late payment fees - £50
    Settled in full before county court hearing - 01/09/09
    Peugeot Finance overpayment of £247
    Settled in full - 01/12/08
    Valley Leisure - complaint about collections agent
    £160 part refund of gym membership in compensation - 01/02/09
    HFC Bank - complaint about payment deducted from my account on wrong date
    GOGW £10 - 01/05/09

  10. #10
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2008
    I am in
    Cheshire
    Posts
    1,518

    Default Re: PPC's and Vehicle Tax

    Does that mean that a shop such as Tesco could say no one is allowed to come in who has white shoes - even if there was no good reason for this. Surely, as a business selling the right to park on your private land you are providing a service to consumers and should be bound by relevant laws.
    A shop such as tescos has the right to refuse you entry, or refuse to serve you for any or no reason, nor are they obliged to give a reason for the refusal.

    Similarly If you own a carpark you can legally refuse anyone entry for any or no reason (although as stated above if you posted a sign saying no cars owned by blacks there would be discrimination issues)
    If the owner of the land says no untaxed cars - then no untaxed cars are allowed - end of. Parking an untaxed car is therefore trespass and they can legally respond by clamping. There is no unfair terms in this contract as there is no contract.
    (personally I think wheel clamping should be illegal and all those involved should be shot - reincarnated and shot again but thats another story)

    Opinions are offered in good faith based upon personal experience and research. Before making any irreversible decisions the opinion of a qualified, registered and insured legal professional should be sought.

    If my advice or information has assisted you in any way - please click my scales.

    thanks

    [COLOR=red]Nat West Charges £1056 [B]WON[/B][/COLOR]
    [COLOR=#ff0000]RBS Charges £3600 [B]WON[/B][/COLOR]
    [COLOR=#ff0000]RBS Unenforceable Loan £18500 [B]Pending[/B][/COLOR]
    [COLOR=#ff0000]RBS PPI on loan above [B]Pending[/B][/COLOR]
    [COLOR=red]MBNA Credit Card [B]CCA & SAR Sent[/B][/COLOR]
    [COLOR=#ff0000]Co-op Credit Card [B]CCA Sent[/B][/COLOR]

  11. #11
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    the_freedom_trail Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2008
    Posts
    773

    Default Re: PPC's and Vehicle Tax

    So if there is no contract then how can PPC's take you to court for breaching a contract?

    TFT

    09/07/09 Business Studies BA(Hons) 2:1

    eCar Insurance overpayment - £325
    Settled in full - 15/09/08
    NatWest Student A/C bank charges - £260
    Settled under hardship scheme - 08/06/09
    Natwest Business A/C bank charges - £60
    Settled in full as GOGW - 20/04/09
    Santander Consumer Finance late payment fees - £60
    Part settled for £48 - 01/03/08
    Peugeot Finance late payment fees - £50
    Settled in full before county court hearing - 01/09/09
    Peugeot Finance overpayment of £247
    Settled in full - 01/12/08
    Valley Leisure - complaint about collections agent
    £160 part refund of gym membership in compensation - 01/02/09
    HFC Bank - complaint about payment deducted from my account on wrong date
    GOGW £10 - 01/05/09

  12. #12
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2008
    I am in
    Cheshire
    Posts
    1,518

    Default Re: PPC's and Vehicle Tax

    If you mean about the untaxed car - they are not taking you to court for breach of contract - they are taking you to court for trespass, as they have prohibeted untaxed cars from parking on their land

    Opinions are offered in good faith based upon personal experience and research. Before making any irreversible decisions the opinion of a qualified, registered and insured legal professional should be sought.

    If my advice or information has assisted you in any way - please click my scales.

    thanks

    [COLOR=red]Nat West Charges £1056 [B]WON[/B][/COLOR]
    [COLOR=#ff0000]RBS Charges £3600 [B]WON[/B][/COLOR]
    [COLOR=#ff0000]RBS Unenforceable Loan £18500 [B]Pending[/B][/COLOR]
    [COLOR=#ff0000]RBS PPI on loan above [B]Pending[/B][/COLOR]
    [COLOR=red]MBNA Credit Card [B]CCA & SAR Sent[/B][/COLOR]
    [COLOR=#ff0000]Co-op Credit Card [B]CCA Sent[/B][/COLOR]

  13. #13
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2008
    I am in
    Cheshire
    Posts
    1,518

    Default Re: PPC's and Vehicle Tax

    I once went to a motorcycle shop, where the car park was for motorcycles only. There was a large notice saying NO CARS, ANY CARS PARKED HERE WILL BE CLAMPED.

    As the owner of the carpark the bike shop owner had that right (assuming he had all the relevant licenses etc)
    In the same way a landowner could ban all cars of a certain make, model color or taxation class or status.

    Opinions are offered in good faith based upon personal experience and research. Before making any irreversible decisions the opinion of a qualified, registered and insured legal professional should be sought.

    If my advice or information has assisted you in any way - please click my scales.

    thanks

    [COLOR=red]Nat West Charges £1056 [B]WON[/B][/COLOR]
    [COLOR=#ff0000]RBS Charges £3600 [B]WON[/B][/COLOR]
    [COLOR=#ff0000]RBS Unenforceable Loan £18500 [B]Pending[/B][/COLOR]
    [COLOR=#ff0000]RBS PPI on loan above [B]Pending[/B][/COLOR]
    [COLOR=red]MBNA Credit Card [B]CCA & SAR Sent[/B][/COLOR]
    [COLOR=#ff0000]Co-op Credit Card [B]CCA Sent[/B][/COLOR]

  14. #14
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    Al27 Highly informative Al27 Highly informative Al27 Highly informative Al27 Highly informative Al27 Highly informative Al27 Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2008
    Posts
    3,600

    Default Re: PPC's and Vehicle Tax

    I once went to a motorcycle shop, where the car park was for motorcycles only. There was a large notice saying NO CARS, ANY CARS PARKED HERE WILL BE CLAMPED.
    No doubt a hollow threat, but going by that sign he's have to take the clamp off straight away, for no charge. Seems a bit pointless in that respect, but I suppose it works if people actually don't park there.

    A shop such as tescos has the right to refuse you entry, or refuse to serve you for any or no reason, nor are they obliged to give a reason for the refusal.

    Similarly If you own a carpark you can legally refuse anyone entry for any or no reason (although as stated above if you posted a sign saying no cars owned by blacks there would be discrimination issues)
    If the owner of the land says no untaxed cars - then no untaxed cars are allowed - end of. Parking an untaxed car is therefore trespass and they can legally respond by clamping. There is no unfair terms in this contract as there is no contract.
    (personally I think wheel clamping should be illegal and all those involved should be shot - reincarnated and shot again but thats another story)
    Right about the 'rules', but again, any clamp would have to be removed straight off, for free.
    You can choose who does and who doesn't use your land, but if you want to enforce silly rules like no red cars, you're only option is to stand at the entrance and vet who you let past.

    they are taking you to court for trespass, as they have prohibeted untaxed cars from parking on their land
    As this a civil case, you would have to demonstrate what losses you've incurred from Mr No-Tax's parking. You'd have a hard job proving it was any more than £0.

    If the owner of the land says no untaxed cars - then no untaxed cars are allowed - end of. Parking an untaxed car is therefore trespass and they can legally respond by clamping. There is no unfair terms in this contract as there is no contract.
    You can say what is and isn't 'allowed' til you're blue in the face, but there's not much you do. You could clamp, but without an SIA licence and clear signs you'd be in a sticky situation. As there is 'no contract' the car owner would be entitled to self help and even take you to court if you cost him financially from your actions.


  15. #15
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    green_and_mean Highly informative green_and_mean Highly informative green_and_mean Highly informative green_and_mean Highly informative green_and_mean Highly informative green_and_mean Highly informative green_and_mean's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jul 2007
    Posts
    6,968

    Default Re: PPC's and Vehicle Tax

    Quote Originally Posted by Al27 View Post
    Unlike clamping, I fail to see how you can consent to being clamped for no tax. You can't consent by means of 'forgetting' ie. not changing the disc.

    Don't believe any apparent reasoning for this no-tax clause though - it's purely an easy way to make money because it's so visible. Date on the tax out of date? Great - slap on a ticket.
    It is the same as checking you have a permit or p&d when you park if the signs say vehicles not displaying tax will be clamped that is not an unfair contract, it is your responsibility to check its taxed when you leave it parked.


  16. #16
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    the_freedom_trail Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2008
    Posts
    773

    Default Re: PPC's and Vehicle Tax

    Yes, but PPC's have to realise that we have the DVLA and the Police to ensure that vehicles are correctly licensed - they don't have to worry about it - bless them lol It's not really the same as checking a permit or P and D is it because that shows you have a right to park on the land. A valid tax disc only indicates that you have paid your car tax to the government.

    TFT

    09/07/09 Business Studies BA(Hons) 2:1

    eCar Insurance overpayment - £325
    Settled in full - 15/09/08
    NatWest Student A/C bank charges - £260
    Settled under hardship scheme - 08/06/09
    Natwest Business A/C bank charges - £60
    Settled in full as GOGW - 20/04/09
    Santander Consumer Finance late payment fees - £60
    Part settled for £48 - 01/03/08
    Peugeot Finance late payment fees - £50
    Settled in full before county court hearing - 01/09/09
    Peugeot Finance overpayment of £247
    Settled in full - 01/12/08
    Valley Leisure - complaint about collections agent
    £160 part refund of gym membership in compensation - 01/02/09
    HFC Bank - complaint about payment deducted from my account on wrong date
    GOGW £10 - 01/05/09

  17. #17
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    green_and_mean Highly informative green_and_mean Highly informative green_and_mean Highly informative green_and_mean Highly informative green_and_mean Highly informative green_and_mean Highly informative green_and_mean's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jul 2007
    Posts
    6,968

    Default Re: PPC's and Vehicle Tax

    Quote Originally Posted by the_freedom_trail View Post
    Yes, but PPC's have to realise that we have the DVLA and the Police to ensure that vehicles are correctly licensed - they don't have to worry about it - bless them lol It's not really the same as checking a permit or P and D is it because that shows you have a right to park on the land. A valid tax disc only indicates that you have paid your car tax to the government.

    TFT
    They are not checking the cars have tax they are ensuring that the area is not used as a dumping ground for untaxed vehicles. Its common for Council estates to have a similar policy in the tennancy agreement as regards to communal parking areas.


  18. #18
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2008
    I am in
    Cheshire
    Posts
    1,518

    Default Re: PPC's and Vehicle Tax

    You can say what is and isn't 'allowed' til you're blue in the face, but there's not much you do. You could clamp, but without an SIA licence and clear signs you'd be in a sticky situation. As there is 'no contract' the car owner would be entitled to self help and even take you to court if you cost him financially from your actions.
    If you read my post when I put this I did specify "provided they have the correct licenses" by which I meant the SIA license etc

    As long as the sineage is correct, this would be no different than saying "no parking, cars parked here will be clamped"

    This is fully legal and enforceable.

    Opinions are offered in good faith based upon personal experience and research. Before making any irreversible decisions the opinion of a qualified, registered and insured legal professional should be sought.

    If my advice or information has assisted you in any way - please click my scales.

    thanks

    [COLOR=red]Nat West Charges £1056 [B]WON[/B][/COLOR]
    [COLOR=#ff0000]RBS Charges £3600 [B]WON[/B][/COLOR]
    [COLOR=#ff0000]RBS Unenforceable Loan £18500 [B]Pending[/B][/COLOR]
    [COLOR=#ff0000]RBS PPI on loan above [B]Pending[/B][/COLOR]
    [COLOR=red]MBNA Credit Card [B]CCA & SAR Sent[/B][/COLOR]
    [COLOR=#ff0000]Co-op Credit Card [B]CCA Sent[/B][/COLOR]

  19. #19
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    Steve__M Informative Steve__M Informative Steve__M Informative Steve__M Informative Steve__M Informative

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2007
    Posts
    1,893

    Default Re: PPC's and Vehicle Tax

    Possibly you might see the other side to this if one of your neighbours goes into the business of repairing knackered old trabants or similar, and has four of them because he uses three of them for spares.


  20. #20
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative flyingdoc Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2008
    I am in
    Cheshire
    Posts
    1,518

    Default Re: PPC's and Vehicle Tax

    does he want to buy one - I know where there is one for sale

    Opinions are offered in good faith based upon personal experience and research. Before making any irreversible decisions the opinion of a qualified, registered and insured legal professional should be sought.

    If my advice or information has assisted you in any way - please click my scales.

    thanks

    [COLOR=red]Nat West Charges £1056 [B]WON[/B][/COLOR]
    [COLOR=#ff0000]RBS Charges £3600 [B]WON[/B][/COLOR]
    [COLOR=#ff0000]RBS Unenforceable Loan £18500 [B]Pending[/B][/COLOR]
    [COLOR=#ff0000]RBS PPI on loan above [B]Pending[/B][/COLOR]
    [COLOR=red]MBNA Credit Card [B]CCA & SAR Sent[/B][/COLOR]
    [COLOR=#ff0000]Co-op Credit Card [B]CCA Sent[/B][/COLOR]


Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE