Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    RoxanneK20 Novitiate RoxanneK20's Avatar

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    Cagger since
    Mar 2006
    I am in
    Edinburgh
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    Default HELP! What Next???

    Hello

    I went through all the stages as mentioned on this website. Now I am at the stage where the BOSicon is due me £2,536.00 and I have severed this and entered my first claim for £738.00 + Costs + interesticon. I have received my confirmation from the Sheriff Court that my summons has been delivered to the BoS.

    I'm just getting a little nervous as I have not heard anything else from Bank...one thing that really concerns me is that on the last day of my 2nd deadline they offered me £1,207 to settle the entire complaint...since my claim is only for certain two dates could this be a problem since I am claiming for £738.00???

    Any help would be great,

    Many thanks

    Roxy

    BoS - £2536.00 - 1st Letter sent 20/06/06
    BoS - Standard reply received 24/06/06
    BoS - LBA sent 24/06/06
    BoS - Reply received offering £400 6/07/06 (Refused)
    BoS - Offer upped to £1,200 via telephone 7/7/06 (Refused)
    BoS - Court Action Raised 10/07/06

    Store Card - £87.56
    1st Letter sent - 24/06/06
    Reply Received with full repayment of charges! - 04/07/06

  2. #2
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    JMio Novitiate JMio's Avatar

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    Mar 2006
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    Dumfries, Scotland
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    Default Re: HELP! What Next???

    There's a similar thread under the General-->Scotland forum if I remember correctly, the jist of things on there was that the Bank didn't offer you a Full Refund, and you are now simply following the steps that you said you would in your Prelim & lbaicon's.

    There's only a very slim chance that they'll actually let it get to Court, and I'd expect a letter from one of their solicitors before too long offering you a full refund of your initial Claim.

    Make sure that they include the additional 8% (they won't unless you ask), along with the Court Fee's before you accept this.

    Then, simply repeat the process again for the remainder of your claim(s).

    ** I AM NOT A LAWYER, PLEASE CONSULT A QUALIFIED PROFESSIONAL IF YOU ARE IN ANY DOUBT **

    I have successfully claimed against: "MBNA, Capital One, Bank of Scotland & Clydesdale Bank"

    The Consumer Action Group is a Self-Help website, Moderators & Site Helpers offer advice on a voluntary basis. Please spend time reading the FAQ's, and other cases relating to your bank before starting your own claim

  3. #3
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    RoxanneK20 Novitiate RoxanneK20's Avatar

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    Default Re: HELP! What Next???

    Thanks your a star, I'm feeling a lot less panicky now, I'll check out the Scotland thread!

    Many thanks

    Roxy

    BoS - £2536.00 - 1st Letter sent 20/06/06
    BoS - Standard reply received 24/06/06
    BoS - LBA sent 24/06/06
    BoS - Reply received offering £400 6/07/06 (Refused)
    BoS - Offer upped to £1,200 via telephone 7/7/06 (Refused)
    BoS - Court Action Raised 10/07/06

    Store Card - £87.56
    1st Letter sent - 24/06/06
    Reply Received with full repayment of charges! - 04/07/06


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE