Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 24th July 2006 11:47 #1
    adridude adridude is offline
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    Default Credit Report (Without Credit/Debit Card)

    All of the credit report agencies which i can find need you to have a credit or debit card to pay for the £2/2.50 report. I only have a Barclaysicon cas card, which literally was designed to only go in the TM machines.

    Are there any other ways that I can get a report? i.e. by S/O or D/D or Paypoint?

    I'm getting headaches about this... I need to see who is burning holes in my credit records

    Thanks

    Adrian

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  2. 24th July 2006 11:49 #2
    bongobaz bongobaz is offline
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    Default Re: Credit Report (Without Credit/Debit Card)

    i got my by sending cheques!
    im sure you could send a postal order too!!

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  3. 15th October 2006 22:15 #3
    HUSBANDKHAN
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    Default Re: Credit Report (Without Credit/Debit Card)

    Barclaysicon CAHS CARD SHOULD BE EITHER A VISA ELECTRON OR A SOLO BOTH OF WHICH ARE ACCEPTED BY EQUIFAX ON WWW.EQUIFAX.CO.UK MAKE SURE YOU SPECIFY ELECTRON ON THE DROP DOWN MENUW HEN YOU ENTER PAYMENT DETAILS

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  4. 16th October 2006 00:03 #4
    elsinore elsinore is offline
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    Default Re: Credit Report (Without Credit/Debit Card)

    Or you can send a £2 postal order to each of the three CRA's for your credit report.

    Elsinore

    [B][SIZE=3]BANK CHARGES CAMPAIGN CONTINUES - PLEASE SIGN [COLOR=#000000][URL="http://epetitions.direct.gov.uk/petitions/6571"]THIS[/URL] PETITION[/COLOR][/SIZE][/B]

    [FONT=Franklin Gothic Medium][B]Aktiv Kapital [COLOR=red]£300.00 [/COLOR][COLOR=lime]SETTLED IN FULL[/COLOR][/B][/FONT]
    [FONT=Franklin Gothic Medium][B]Capital One [/B][COLOR=red][B]£741.47 [COLOR=lime]SETTLED IN FULL [/COLOR][/B][/COLOR][/FONT]
    [LEFT][FONT=Franklin Gothic Medium][B]Citi Cards [COLOR=red]£1221.00[/COLOR][COLOR=lime] SETTLED IN FULL[/COLOR][/B][/FONT][/LEFT]
    [FONT=Franklin Gothic Medium][B]LTSB(personal) [COLOR=red]£3854.28 [/COLOR][COLOR=lime]SETTLED IN FULL[/COLOR][/B][/FONT]
    [B][FONT=Franklin Gothic Medium][COLOR=black]LTSB(business) [COLOR=red]£7487.97 [/COLOR][COLOR=lime]SETTLED IN FULL[/COLOR][/COLOR][/FONT][/B]

    [FONT=Garamond][SIZE=1]What poor education I have received has been gained in the University of Life[/SIZE][/FONT]
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  5. 16th October 2006 08:09 #5
    blitz blitz is offline
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    Default Re: Credit Report (Without Credit/Debit Card)

    No the Barclaysicon cash card, is not a solo/electron, and can only be used at a barclays cash machine to withdraw money.

    I am happy to offer helpful advise in many consumer problems based on my retail experience. I do not represent any company, and any advise I do offer is my opinion and how I understand the law. I have no authority to create any terms for any company I do work for and will just nudge you in the right direction without breeching their trust.
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  6. 16th October 2006 20:07 #6
    buzby buzby is offline
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    Default Re: Credit Report (Without Credit/Debit Card)

    ONLY use a PO. If you pay by ANY OTHER MEANS the details of it are recorded and added to your file. The credit report application form also makes it clear that any information you provide will be used by then, so let them work for their money. Don't give them your bank details or anything else.

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  7. 8th November 2006 18:10 #7
    maybelline maybelline is offline
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    Default Re: Credit Report (Without Credit/Debit Card)

    I applieid for mine online and they forgot to send it so I applied again, they still did not send it but when they finally did, there was nothing on it, why - because according to them there should be a comma between the first two lines of my address??? I teleponed and they sent the correct one re my address but then I found incorrect entries plus a million searches re the mess up, doesnt look good!?

    'rise like lions after slumber, in unvanquishable number, shake your chains to the earth like dew, which in sleep had fall'n on you, ye are many, they are few.' Percy Byshse Shelly 1819
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  8. 8th November 2006 18:15 #8
    buzby buzby is offline
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    Default Re: Credit Report (Without Credit/Debit Card)

    Wouldn't really matter - consumer 'footprints' are only seen by the CRA and yourself - firms checking your record do not get this information, so it's not a black mark.

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  9. 8th November 2006 18:25 #9
    james141 james141 is offline
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    Default Re: Credit Report (Without Credit/Debit Card)

    Quote Originally Posted by buzby
    ONLY use a PO. If you pay by ANY OTHER MEANS the details of it are recorded and added to your file. The credit report application form also makes it clear that any information you provide will be used by then, so let them work for their money. Don't give them your bank details or anything else.
    That is very sneeky but doesnt supprise me, thanks for the heads up

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE