-> ->
I was charged £30 for nothing.

But reading terms and conditionsicon, it says
3.2 We may decline to make a
payment out of your account if:
...
• you do not have available money in your
account at 9pm the working day before to
cover payments.
if that happens, it is treated like an "unpaid item"

Unpaid items
This charge may be applied if cheques, standing orders or direct debits cannot be paid due to lack
of funds.

£30.00
So silly me, trying to make my life easier with a standing order, which I can set up and delete, when I miss the 9pm-the-day-before smile-law....

So setup an alarm on my mobile and than I do it by hand.


>> Why don't we invent something better than banks?