Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
hello i'm having a bit of a battle with first plus i had an argument with one of their customer i dont care reps today. i believe i was miss-sold PPI totalling £6,776.20 on a loan for £34,000 the horrid man i spoke to today said that he had listened to the tapes and that i was not miss-sold, i understood that i would get all the ppi premium back after 5 years if i did not make a claim, but i was not told that the ppi was front loaded on to the loan he said i was and that single premium policys are not front loaded which the one i have is, i declared that i had stage 0 breast cancer and i thought that meant i was only excluded from breast cancer reoccurance cover i now understand after my conversation with the first plus rep today im not covered for any cancer at all but he still insists that i was not miss-sold he even said to me today that i did not have breast cancer and that i had pre cancer when i informed him that i have had my breast removed and that my surgeon did not cut my right breast off for fun, i informed him that stage 0 cancer means that it has not spread not that its not cancer he had the cheek to tell me he had medical training sorry im still angry any way as a goodwill gesture he is offering me £3000 to go away what do i do any advice would be much appreciated oh ive allready got the fos on the case
fist plus help please
totalling £6,776.20 on a loan for £34,000 the horrid man i spoke to today said that he had listened to the tapes and that i was not miss-sold, i understood that i would get all the ppi premium back after 5 years if i did not make a claim, but i was not told that the ppi was front loaded on to the loan he said i was and that single premium policys are not front loaded which the one i have is, i declared that i had stage 0 breast cancer and i thought that meant i was only excluded from breast cancer reoccurance cover i now understand after my conversation with the first plus rep today im not covered for any cancer at all but he still insists that i was not miss-sold he even said to me today that i did not have breast cancer and that i had pre cancer when i informed him that i have had my breast removed and that my surgeon did not cut my right breast off for fun, i informed him that stage 0 cancer means that it has not spread not that its not cancer he had the cheek to tell me he had medical training sorry im still angry any way as a goodwill gesture he is offering me £3000 to go away what do i do any advice would be much appreciated oh ive allready got the fos
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