now this relates to nuisance marketing calls from HSBC rather than debt collectors but the principle is the same, after many letters asking them to stop ringing (they'd pretend it was a matter about our account in order to get to marketing something) without success i adopted a very succesful strategy and the conversation went like this (dates and names changed)
HSBC Hello can i speak to david john smith please
r/ yes speaking
HSBc introduction rubiish then - before i commence can i just go through
some security questions with you
r/ yes of course
HSBC what is the month and year of your date of birth
r/ my FULL date of birth is 14/10/1955
hsbc im sorry that is not what we have on our records can you just
confirm the month and year of your date of birth
r/ yes i just told you my date of birth is 14 october 1955!
hsbc I', sorry this is not the information we have, you ARE Mr David John
r/ yes of course i think i should know my own date of birth don't you?
what date of birth do you have on your records
hsbc im sorry i cant tell you that data protection act
r/ so what is it you wanted?
hsbc Im sorry i cant discuss that as you didnt pass the security check
r/ thats a shame you seem so nice- goodbye!
on the next few calls i continued to change the date of birth and continued with the ploy
hey presto 2 weeks later- no calls
you could of course just give a different name and say your brother is not at home he's away for 6 weeks on a cruise or travelling the country looking for work
whatever......... they certainly cant discuss anything with someone else about your account theyre stuffed!
try it- it works