Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
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  1. 24th July 2006 00:23 #1
    misspickles misspickles is offline
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    Default Not So Intelligent Finance . . . .

    Dpa Sent 20th July For If Current Ac, Estimated £500 In Charges . . . Time To Get Back In Control!

    Similar Threads:
    FD £691.50 SETTLED IN FULL £691.50
    FD CREDIT CARD £75, SETTLED IN FULL £75
    MBNA CREDIT CARD £1784 SETTLED IN FULL
    BARCLAYCARD . . .£500 BACK SO FAR . . NOW OFF TO COURT FOR MY OTHER £1200

    PLEASE BE AWARE . . .MY OPINION IS JUST THAT . . IF IN DOUBT SEEK QUALIFIED LEGAL ADVICE x
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  2. 24th July 2006 15:32 #2
    JMio JMio is offline
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    Default Re: Not So Intelligent Finance . . . .

    And another one!!

    Good luck - keep us posted

    ** I AM NOT A LAWYER, PLEASE CONSULT A QUALIFIED PROFESSIONAL IF YOU ARE IN ANY DOUBT **

    I have successfully claimed against: "MBNA, Capital One, Bank of Scotland & Clydesdale Bank"

    The Consumer Action Group is a Self-Help website, Moderators & Site Helpers offer advice on a voluntary basis. Please spend time reading the FAQ's, and other cases relating to your bank before starting your own claim
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  3. 6th August 2006 23:52 #3
    misspickles misspickles is offline
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    Default Re: Not So Intelligent Finance . . . .

    *Bump*

    Please can someone move this to the Intelligent finance section please

    Many Thanks

    FD £691.50 SETTLED IN FULL £691.50
    FD CREDIT CARD £75, SETTLED IN FULL £75
    MBNA CREDIT CARD £1784 SETTLED IN FULL
    BARCLAYCARD . . .£500 BACK SO FAR . . NOW OFF TO COURT FOR MY OTHER £1200

    PLEASE BE AWARE . . .MY OPINION IS JUST THAT . . IF IN DOUBT SEEK QUALIFIED LEGAL ADVICE x
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  4. 8th August 2006 20:22 #4
    misspickles misspickles is offline
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    Default Re: Not So Intelligent Finance . . . .

    *Bump*

    Please? x

    FD £691.50 SETTLED IN FULL £691.50
    FD CREDIT CARD £75, SETTLED IN FULL £75
    MBNA CREDIT CARD £1784 SETTLED IN FULL
    BARCLAYCARD . . .£500 BACK SO FAR . . NOW OFF TO COURT FOR MY OTHER £1200

    PLEASE BE AWARE . . .MY OPINION IS JUST THAT . . IF IN DOUBT SEEK QUALIFIED LEGAL ADVICE x
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  5. 8th August 2006 20:23 #5
    barracad barracad is offline
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    Default Re: Not So Intelligent Finance . . . .

    Done

    Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.


    "Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)



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  6. 18th August 2006 23:45 #6
    misspickles misspickles is offline
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    Default Re: Not So Intelligent Finance . . . .

    Right, well still impatiently waiting for these guys to get their act together. Am sending off a nudge reminder, to remind them of their obligations and point ou that they only have 17 days left to comply . . . .

    FD £691.50 SETTLED IN FULL £691.50
    FD CREDIT CARD £75, SETTLED IN FULL £75
    MBNA CREDIT CARD £1784 SETTLED IN FULL
    BARCLAYCARD . . .£500 BACK SO FAR . . NOW OFF TO COURT FOR MY OTHER £1200

    PLEASE BE AWARE . . .MY OPINION IS JUST THAT . . IF IN DOUBT SEEK QUALIFIED LEGAL ADVICE x
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  7. 25th August 2006 21:00 #7
    misspickles misspickles is offline
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    Default Re: Not So Intelligent Finance . . . .

    Right well finally received all info today. Total now stands at . . . . £550! yippee. Much more than I thought. So Pre Lim off in post tomorrow, my account is closed so I really do have nothing to loose and everything to gain!

    FD £691.50 SETTLED IN FULL £691.50
    FD CREDIT CARD £75, SETTLED IN FULL £75
    MBNA CREDIT CARD £1784 SETTLED IN FULL
    BARCLAYCARD . . .£500 BACK SO FAR . . NOW OFF TO COURT FOR MY OTHER £1200

    PLEASE BE AWARE . . .MY OPINION IS JUST THAT . . IF IN DOUBT SEEK QUALIFIED LEGAL ADVICE x
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  8. 6th September 2006 13:28 #8
    misspickles misspickles is offline
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    Default Re: Not So Intelligent Finance . . . .

    Ok received bog standard bog off letter from Rhona Kerr-Sloan today, So roll on 12/9 when I will be sending my lbaicon . .

    FD £691.50 SETTLED IN FULL £691.50
    FD CREDIT CARD £75, SETTLED IN FULL £75
    MBNA CREDIT CARD £1784 SETTLED IN FULL
    BARCLAYCARD . . .£500 BACK SO FAR . . NOW OFF TO COURT FOR MY OTHER £1200

    PLEASE BE AWARE . . .MY OPINION IS JUST THAT . . IF IN DOUBT SEEK QUALIFIED LEGAL ADVICE x
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  9. 26th September 2006 18:33 #9
    misspickles misspickles is offline
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    Default Re: Not So Intelligent Finance . . . .

    Ok Been on hols so lbaicon sent today . . .roll on 14 days!!!!

    FD £691.50 SETTLED IN FULL £691.50
    FD CREDIT CARD £75, SETTLED IN FULL £75
    MBNA CREDIT CARD £1784 SETTLED IN FULL
    BARCLAYCARD . . .£500 BACK SO FAR . . NOW OFF TO COURT FOR MY OTHER £1200

    PLEASE BE AWARE . . .MY OPINION IS JUST THAT . . IF IN DOUBT SEEK QUALIFIED LEGAL ADVICE x
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  10. 5th October 2006 23:04 #10
    misspickles misspickles is offline
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    Default Re: Not So Intelligent Finance . . . .

    Received another bog off letter oh dear not very intelligent are they? as they didnt pay me my £550 my MCOL figure with 8% will be £770, plus court fee! to think they could have saved themselves some money! ah nevermind! roll on 10th october . . .

    FD £691.50 SETTLED IN FULL £691.50
    FD CREDIT CARD £75, SETTLED IN FULL £75
    MBNA CREDIT CARD £1784 SETTLED IN FULL
    BARCLAYCARD . . .£500 BACK SO FAR . . NOW OFF TO COURT FOR MY OTHER £1200

    PLEASE BE AWARE . . .MY OPINION IS JUST THAT . . IF IN DOUBT SEEK QUALIFIED LEGAL ADVICE x
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  11. 25th October 2006 15:08 #11
    Nick SPX Nick SPX is offline
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    Default Re: Not So Intelligent Finance . . . .

    Any news ?

    I am appreciating your writing talents if not the fact that I may be persuing them soon..................

    25/10/06 - S.A.R - (Subject Access Request) Posted vs Nationwide
    31/10/06 - Confirmation S.A.R was Received.
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  12. 27th October 2006 20:20 #12
    misspickles misspickles is offline
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    Default Re: Not So Intelligent Finance . . . .

    Hi there, yes am just about to log MCOL . . . . .will post when done . . . .

    FD £691.50 SETTLED IN FULL £691.50
    FD CREDIT CARD £75, SETTLED IN FULL £75
    MBNA CREDIT CARD £1784 SETTLED IN FULL
    BARCLAYCARD . . .£500 BACK SO FAR . . NOW OFF TO COURT FOR MY OTHER £1200

    PLEASE BE AWARE . . .MY OPINION IS JUST THAT . . IF IN DOUBT SEEK QUALIFIED LEGAL ADVICE x
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  13. 4th November 2006 11:02 #13
    rsibley rsibley is offline
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    Default Re: Not So Intelligent Finance . . . .

    Hi i have sent the lbaicon to Intelligent finace and been offered 25%, £990 of almost £4,000 in charges.
    Any advice on my next move ??

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