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    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
    • In order for us to help you we require the following information:- [if there are more than one defendant listed - tell us] 1 defendant   Which Court have you received the claim from ? County Court Business Centre, Northampton   Name of the Claimant ? LC Asset 2 S.A R.L   Date of issue – . 28/04/23   Particulars of Claim   What is the claim for –    (1) The Claimant ('C') claims the whole of the outstanding balance due and payable under an agreement referenced xxxxxxxxxxxxxxxx and opened effective from xx/xx/2017. The agreement is regulated by the Consumer Credit Act 1974 ('CCA'), was signed by the Defendant ('D') and from which credit was extended to D.   (2) D failed to comply with a Default Notice served pursuant to s87 (1) CCA and by xx/xx/2022 a default was recorded.   (3) As at xx/xx/2022 the Defendant owed MBNA LTD the sum of 12,xxx.xx. By an agreement in writing the benefit of the debt has been legally assigned to C effective xx/xx/2022 and made regular upon C serving a Notice of Assignment upon D shortly thereafter.   (4) And C claims- 1. 12,xxx.xx 2. Interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from xx/01/2023 to xx/04/2023 of 2xx.xx and thereafter at a daily rate of 2.52 to date of judgement or sooner payment. Date xx/xx/2023   What is the total value of the claim? 12k   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes, but amount differs slightly   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DP issued claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Not that I recall...   Did you receive a Default Notice from the original creditor? Not that I recall...   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Loss of employment main cause   What was the date of your last payment? Early 2021   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No   -----------------------------------
    • Hello CAG Team, I'm adding the contents of the claim to this thread, but wanted to open the thread with an urgent question: Do I have to supply a WS for a claim with a court date that states " at the hearing the court will consider allocation and, time permitting, give an early neutral evaluation of the case" ? letter is an N24 General Form of Judgement or Order, if so, then I've messed up again. Court date 25 May 2024 The letter from court does not state (like the other claims I have) that I must provide WS within 28 days.. BUT I have recently received a WS from Link for it! making me think I do need to!??
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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What's the rules on making an apprentice redundant?


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Coniff

 

It can be a real minefield for the employer, depending on the quality of the drafting used when the Apprenticeship Agreement was drafted.

 

Normally, the employer will be under a duty to seek suitable employers where the apprentice could have been transfered to before making him/her redundant.

 

The bottom line is that you need to read the agreement, check what provision it made for termination, including by way of redundancy, and come back.

 

If an apprentice is wrongfully dismissed he may have a claim for enhanced damages by reason of the loss of his prospects as a tradesman on completion of his apprenticeship (Dunk v George Waller & Son Ltd [1970] 2 All ER 630, , CA). See also Wallace v CA Roofing Services Ltd , QBD. The case concerned an apprentice sheet metal worker who was dismissed for reason of redundancy after 19 months and claimed damages for breach of contract, arguing that the contract was one of apprenticeship and therefore not subject to a redundancy dismissal. This was held to be the case and the matter was remitted for damages to be assessed, presumably on the basis that the contract should have been one for four years.

Che

...................................................................... [FONT=Comic Sans MS]Please post on a thread before sending a PM. My opinion's are not expressed as agent or representative of The Consumer Action Group. Always seek professional advice from a qualified legal adviser before acting. If I have helped you please feel free to click on the black star.[/FONT] [FONT=Comic Sans MS] I am sorry that work means I don't get into the Employment Forum as often as I would like these days, but nonetheless I'll try to pop in when I can.[/FONT] [FONT=Arial Black][FONT=Comic Sans MS][COLOR=Red]'Venceremos' :wink:[/COLOR][/FONT][/FONT]

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It says on her employment contract (not exact words, I don't have it in front of me) Apprentice for a term of 4 years.

 

See if you can get a copy, and check what provision it made for termination.

 

I have seen recently some very poorly drafted agreements that neglected to make adequate provision for termination - remembering of course that in law a redundancy is still a dismissal.

 

Ultimately the employee could find that they are entitled to a sizeable damages award because they have numerous heads of claim.

 

See:

 

In Flett v Matheson 2006 ICR 673, CA, F worked under a ‘Modern Apprenticeship agreement’, which operated as a tripartite arrangement between him, the ‘employer’ and a Government-sponsored training provider. When he was dismissed without notice, he brought a breach of contract claim before an employment tribunal. The issue was whether F was to be regarded as employed under a contract of employment, a contract of apprenticeship, or neither. This was important because, were he employed under a contract of apprenticeship, he could seek damages in excess of £ 50,000 in respect of lost earnings and the potential diminution of his future prospects. If, on the other hand, he worked under a contract of employment, his claim would be limited to one week’s pay for being dismissed without proper notice. The Court of Appeal concluded that the tripartite arrangement had the essential ingredients of an apprenticeship; namely, it secured wages for the apprentice for the duration of an apprenticeship; training enabling him or her to acquire valuable skills; and status in the labour market following successful completion of the training. The fact that part of the training was provided by a third party did not deny the contract the classic qualities of apprenticeship.

 

Che

...................................................................... [FONT=Comic Sans MS]Please post on a thread before sending a PM. My opinion's are not expressed as agent or representative of The Consumer Action Group. Always seek professional advice from a qualified legal adviser before acting. If I have helped you please feel free to click on the black star.[/FONT] [FONT=Comic Sans MS] I am sorry that work means I don't get into the Employment Forum as often as I would like these days, but nonetheless I'll try to pop in when I can.[/FONT] [FONT=Arial Black][FONT=Comic Sans MS][COLOR=Red]'Venceremos' :wink:[/COLOR][/FONT][/FONT]

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S

See:

 

In Flett v Matheson 2006 ICR 673, CA, F worked under a ‘Modern Apprenticeship agreement’, which operated as a tripartite arrangement between him, the ‘employer’ and a Government-sponsored training provider. When he was dismissed without notice, he brought a breach of contract claim before an employment tribunal. The issue was whether F was to be regarded as employed under a contract of employment, a contract of apprenticeship, or neither. This was important because, were he employed under a contract of apprenticeship, he could seek damages in excess of £ 50,000 in respect of lost earnings and the potential diminution of his future prospects. If, on the other hand, he worked under a contract of employment, his claim would be limited to one week’s pay for being dismissed without proper notice. The Court of Appeal concluded that the tripartite arrangement had the essential ingredients of an apprenticeship; namely, it secured wages for the apprentice for the duration of an apprenticeship; training enabling him or her to acquire valuable skills; and status in the labour market following successful completion of the training. The fact that part of the training was provided by a third party did not deny the contract the classic qualities of apprenticeship.

 

Che

 

 

wish id known this back in 1997, my first job on leaving college was a modern apprenticeship that i got sacked from after 2 months service, as the muppet who took me on didnt realise that as part of my contract i was to be allowed 3 days a week leave to attend an engineering course at college, so the asshole sacked me, because he thought he was getting a teaboy/skivvy

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wish id known this back in 1997, my first job on leaving college was a modern apprenticeship that i got sacked from after 2 months service, as the muppet who took me on didnt realise that as part of my contract i was to be allowed 3 days a week leave to attend an engineering course at college, so the asshole sacked me, because he thought he was getting a teaboy/skivvy

 

It's all easy with hindsight mate!

 

Oh well, no point crying over spilt milk .... and all that.

 

Still a bummer though

 

Che

...................................................................... [FONT=Comic Sans MS]Please post on a thread before sending a PM. My opinion's are not expressed as agent or representative of The Consumer Action Group. Always seek professional advice from a qualified legal adviser before acting. If I have helped you please feel free to click on the black star.[/FONT] [FONT=Comic Sans MS] I am sorry that work means I don't get into the Employment Forum as often as I would like these days, but nonetheless I'll try to pop in when I can.[/FONT] [FONT=Arial Black][FONT=Comic Sans MS][COLOR=Red]'Venceremos' :wink:[/COLOR][/FONT][/FONT]

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I've done some reading starting with the Flett v Matheson which lead onto other things and can quote a bit from the regulations as read by an employment specialist company:

 

If the employer terminates the agreement early, thereby depriving the apprentice of the training, the apprentice is entitled to claim damages for wrongful dismissal under the contract for the remainder of the fixed-term apprenticeship and also damages for future loss of earnings and prospect as a qualified person.

This is still the case even if the apprentice is a poor performer or is having difficulty passing any necessary exams or if he has a conduct problem such as poor timekeeping or poor attendance record.

Even a genuine redundancy situation such as a downturn in work, would not entitle the employer to dismiss the apprentice early, regardless of length of service.

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  • 2 weeks later...

What if the employer is arguing that you aren't actually an apprentice because you never signed a deed of apprenticeship/indenture.

 

I have been treated as an apprentice, attending apprentice's dinner with the management and being put forward for apprentice of the year (and coming in the top ten for the area!) and also the training provider I take wednesday mornings off to study with has documents signed by my supervisor which class me as an apprentice!

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