thank you in advance for any help or advice.
in december i entered into an agreement with welcome finance and drove away in a 04 honda
i part exchanged my car and gave them £100
they valued my car at £1500
i was surprised when 2 weeks later they told me that the car had not been under written by the finace company.
they said they would pick the car back up until it was resolved.
Needing transport i requested my car back which they then told me they did not have.
i then recieved a repossession letter from a company.
i contacted them to find out what the issue was and recieved a shocking repsonse. i was told that the car would be reported stolen to the police and i would be arrested.
furious i parked the vehicle in a garage and demanded my old car back before i would give them back their car (i felt this was fair)

they eventuallty tracked my vehicle down which had the tax removed and had the stereo taken out.
i asked them for the money they had taken to be returned and my car returned in the same condition i had given it to them.

i have heard from a friend that they saw my car being driven around liverpool.it is a distinctive bmw with unusual licence plate.

i want to know what i am entitled to.
do i accept my car back knowing that they have used it.
if my vehicle comes back and their is a problem with it do i accept it.
who actually owns the honda since no finance was ever placed on the vehicle.
i have recieved a letter claiming it is being repossed but i was never given any formal notification of proceedings or any other legal letter.

the car which i have, has been serviced taxed and had tuned. am i entitled to this money back.
They valued my car at £1500 when signing the deal. am i entitled to this instead of my car.