Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Please bear with me as I am fairly new to CAG and am still finding my way around things.
I sent off to RBS (now Mint) was RBS Advanta asking for CCA. I have had virtually the same response & documents from RBS on 18 Feb 09 as STBINNZ refers to in thread dated 20 Feb. They have also sent me two other documents One of these is a consumer credit agreement and has a reference on the bottom of it of 5/97TC-10. Nowhere is there any place for a signature. The other document (in 2 pieces, possibly a front and back of document) looks more like an application form. One page has my husband's signature on as secondary card holder. My signature in the Principal cardholder box at bottom of form has been cut off (possibly when copied), but from the squiggles I can see I would think it is my signature. I cannot work out how to add these as attachments.
Can anyone advise whether or not this CCA looks enforceable, or how I should progress with it. :?