Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Page 1 of 4
1 2 3 ... LastLast
Results 1 to 20 of 62
  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    jack2uk Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2009
    Posts
    18

    Default PCN charge for £117- what next?

    Hi Received a Notice To Owner (NTO) letter from SIP Car Parks Ltd, Manchester for non payment of £117 from Early Jan 09, ( i ignored the pcnicon they placed on my car at the time, i parked in car park for 15 mins before it would have been free)

    They have obtained my details from DVLA and say payment due within 28 days otherwise they will refer me to a debt collectionicon agency which will incur further adminicon charges of £15 per letter sent.

    What should my reply be to them or shall i ignore?

    Any advice please.


  2. #2
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    jack2uk Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2009
    Posts
    18

    Default Re: PCN charge for £117- what next?

    more details on the letter are:

    " we understand that you were the registered keeper or hirer of the vehicle at the time the contravention occurred"

    "This reminder is being served as The pcnicon has not been paid. You are responsible for complying with this reminder to owner"

    Any ides how to respond please?


  3. #3
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    Al27 Highly informative Al27 Highly informative Al27 Highly informative Al27 Highly informative Al27 Highly informative Al27 Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2008
    Posts
    3,600

    Default Re: PCN charge for £117- what next?

    Completely ignore them. Expect a couple of debt collectionicon letters before they give up and go away.

    The owner is not responsible for anything, least of all a bit of junkmail called a 'Reminder to Owner'. See how it's a [problem] - they daren't use the term 'Notice to Owner', but like to infer that it has some relation to an official council penalty.


  4. #4
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    lamma Informative lamma Informative lamma Informative lamma Informative lamma Informative

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2008
    Posts
    6,869

    Default Re: PCN charge for £117- what next?

    report them to trading standards. send copies of the documents from the PPC and keep the originals. Tell Trading Standards that the PPC is in clear violation of The Consumer Protection From Unfair Trading Regulations 2008 No.


  5. #5
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    68904 Novitiate 68904's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2008
    I am in
    The Village of the Bouncing Balls, Sodor.
    Posts
    484

    Default Re: PCN charge for £117- what next?

    What you do next is nothing.
    This is an uneforcable invoice, which has no standing in law.
    Do not contact them do not pay them, and you do not give any information what so ever.


  6. #6
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    jack2uk Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2009
    Posts
    18

    Default Re: PCN charge for £117- what next?

    Hi Thanks,

    Should i just not write them the standard letter telling them i was not the driver and they need to take it up with that person?


  7. #7
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    havinastella Authoritative havinastella Authoritative havinastella Authoritative havinastella Authoritative havinastella Authoritative havinastella Authoritative havinastella Authoritative havinastella Authoritative havinastella Authoritative havinastella's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Crawley
    Posts
    2,573

    Default Re: PCN charge for £117- what next?

    Quote Originally Posted by jack2uk View Post
    Hi Thanks,

    Should i just not write them the standard letter telling them i was not the driver and they need to take it up with that person?

    ERRRR, that's not ignoring it!

    IGNORE IT!

    JOgs

    Blackhorse Finance : Isssued court papers for £3400 and return of car, settled for £1000

    Lloyds TSB : SAR request taken all the way to Court, Damages awarded.

    Lloyds TSB PPI : FOS found in my favour, awaiting settlement figure.

    Capital ONE : Issued Court papers, refund of £635.38

    Barclaycard
    : Refund of charges £456.16

    VIRGIN MEDIA : Request of charges, LBA sent

    LLoyds TSB : Refund of charges sent

    Littlewoods/NDR/Moorcroft : You have no idea

  8. #8
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    Al27 Highly informative Al27 Highly informative Al27 Highly informative Al27 Highly informative Al27 Highly informative Al27 Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2008
    Posts
    3,600

    Default Re: PCN charge for £117- what next?

    No point. Their eyes might well light up if you contact them and you'll be put in the hooked fish pile.

    These companies hate it when you ignore them. Imagine how powerless you'd feel if you were trying to get money out of somebody and they never answered your letters.


  9. #9
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Vermillion Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jul 2008
    Posts
    82

    Default Re: PCN charge for £117- what next?

    Don't bother!
    Take the advice!


  10. #10
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    lamma Informative lamma Informative lamma Informative lamma Informative lamma Informative

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2008
    Posts
    6,869

    Default Re: PCN charge for £117- what next?

    Ignore the PPC.


  11. #11
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    jack2uk Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2009
    Posts
    18

    Default Re: PCN charge for £117- what next?

    I'm a bit confused by some of the advice on this site, Bernie the Bolts Template letters say never ignore a letter if they contact you and to write them a few letters finally ending with Desist letter.
    But some of you just say to totally ignore the letters from the PCP and any Baliff/DCAicon letters that arrive- surely they will continue to hound me with letters for the money.

    Thanks


  12. #12
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    electron99 Informative electron99 Informative

    Follow Real_CAG on Twitter

    Cagger since
    Oct 2006
    Posts
    438

    Default Re: PCN charge for £117- what next?

    Quote Originally Posted by jack2uk View Post
    I'm a bit confused by some of the advice on this site, Bernie the Bolts Template letters say never ignore a letter if they contact you and to write them a few letters finally ending with Desist letter.
    But some of you just say to totally ignore the letters from the PCP and any Baliff/DCA letters that arrive- surely they will continue to hound me with letters for the money.

    Thanks
    My own view is that you should write just one letter denying you owe them anything. The reason is that when you get a letter from a debt collectoricon, you should respond by saying the debt is in dispute, and should be returned to the originator - the PPC. If you have never communicated with them, you can hardly claim you are disputing the debt, since you have not told the PPC.

    What you have to do is cover the unlikely event that it goes to court. The first thing a judge will look at is the steps you have taken to resolve the dispute. It does you no favours if you have never ever corresponded with these people.

    Others hold a different view; but there is no hard evidence which is the best route to take since PPC's very rarely go to court.


  13. #13
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    My Real Name Novitiate My Real Name Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2007
    Posts
    743

    Default Re: PCN charge for £117- what next?

    Quote Originally Posted by Travis Martin View Post
    You know the right thing to do.
    Yep. The right thing to do is to ignore each and every demand for unlawful penalty charges.


  14. #14
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    crem Highly informative crem Highly informative crem Highly informative crem Highly informative crem Highly informative crem Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2008
    Posts
    4,500

    Default Re: PCN charge for £117- what next?

    Quote Originally Posted by jack2uk View Post
    I'm a bit confused by some of the advice on this site, Bernie the Bolts Template letters say never ignore a letter if they contact you and to write them a few letters finally ending with Desist letter.
    But some of you just say to totally ignore the letters from the PCP and any Baliff/DCAicon letters that arrive- surely they will continue to hound me with letters for the money.

    Thanks
    Bernie's templates were written some time ago,a nd although they are still valid and useable, the most common recommendation more recently is to ignore everything the PPC sends you.

    Whichever path you take is up to you (as long as it isn't the "choosing to pay the [problem]mers" path) and you can always come back to the forums for further support.


  15. #15
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    the_freedom_trail Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2008
    Posts
    773

    Default Re: PCN charge for £117- what next?

    Choice is yours, you can either write or not write - end of the day what you must never do is pay. It would be sensible to write and deny the claim if you were satisfied that there was a reasonable chance of it going to court; however, the chances of court action are 0.01% so why waste your ink cartridge. Why write a letter that will have no effect other than to intensify the PPC's harassment of you? I ignored mine and it never did me any harm.

    TFT

    09/07/09 Business Studies BA(Hons) 2:1

    eCar Insurance overpayment - £325
    Settled in full - 15/09/08
    NatWest Student A/C bank charges - £260
    Settled under hardship scheme - 08/06/09
    Natwest Business A/C bank charges - £60
    Settled in full as GOGW - 20/04/09
    Santander Consumer Finance late payment fees - £60
    Part settled for £48 - 01/03/08
    Peugeot Finance late payment fees - £50
    Settled in full before county court hearing - 01/09/09
    Peugeot Finance overpayment of £247
    Settled in full - 01/12/08
    Valley Leisure - complaint about collections agent
    £160 part refund of gym membership in compensation - 01/02/09
    HFC Bank - complaint about payment deducted from my account on wrong date
    GOGW £10 - 01/05/09

  16. #16
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    jack2uk Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2009
    Posts
    18

    Default Re: PCN charge for £117- what next?

    Thanks Guys, seems the best way is just to ignore them totally and never respond to their unlawful requests for £117 - they are totally fraudulent companies that should never be allowed to trade and exsist.

    Cheers

    Jack


  17. #17
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    letshelp Informative letshelp Informative letshelp's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2008
    I am in
    hell
    Posts
    1,770

    Default Re: PCN charge for £117- what next?

    Quote Originally Posted by jack2uk View Post
    Thanks Guys, seems the best way is just to ignore them totally and never respond to their unlawful requests for £117 - they are totally fraudulent companies that should never be allowed to trade and exsist.

    Cheers

    Jack
    If you fancy paying I can send you an unenforceable invoice for £1,000 if you are wavering
    regards

    Please remember our troops, fighting and dying in our name. God protect them.

  18. #18
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    the_freedom_trail Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2008
    Posts
    773

    Default Re: PCN charge for £117- what next?

    Quote Originally Posted by jack2uk View Post
    Thanks Guys, seems the best way is just to ignore them totally and never respond to their unlawful requests for £117 - they are totally fraudulent companies that should never be allowed to trade and exsist.

    Cheers

    Jack
    You've hit the nail on the head my friend, now spread the news to everyone you know.

    TFT

    09/07/09 Business Studies BA(Hons) 2:1

    eCar Insurance overpayment - £325
    Settled in full - 15/09/08
    NatWest Student A/C bank charges - £260
    Settled under hardship scheme - 08/06/09
    Natwest Business A/C bank charges - £60
    Settled in full as GOGW - 20/04/09
    Santander Consumer Finance late payment fees - £60
    Part settled for £48 - 01/03/08
    Peugeot Finance late payment fees - £50
    Settled in full before county court hearing - 01/09/09
    Peugeot Finance overpayment of £247
    Settled in full - 01/12/08
    Valley Leisure - complaint about collections agent
    £160 part refund of gym membership in compensation - 01/02/09
    HFC Bank - complaint about payment deducted from my account on wrong date
    GOGW £10 - 01/05/09

  19. #19
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    jack2uk Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2009
    Posts
    18

    Default Re: PCN charge for £117- what next?

    dont worry i will recommend that any of my friends/associates who are caught up in a similar fraudulent [problem] just never for 1 moment consider paying their crazy penaltys, they could never justify their fees of £120 for staying an extra 15 mins in an empty car park that charges £1 per hour, how dissproportiante is that, thay could never consider going to court , cos they they know they don't have a thread to stand on, lets hit back at these fraudulent companies, how can we hit them where it hurts? any ideas?


  20. #20
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    jack2uk Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2009
    Posts
    18

    Default Re: PCN charge for £117- what next?

    I've heard that writing an envelope without a stamp with "cheque enclosed" can coist them £1.90 a time? is this worth it?



Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE