Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I was sold PPI with this application. As you can see it is just a check box on the form and it sounds as though it is compulsory. I was not informed about the increased interest as the premiums were added to my card. I was not asked if I already had this cover or that I could probably get cheaper cover elsewhere. I plan to SAR them but I wonder if anyone could give me an indication of how strong my case would be?
Can not read the bucket docs to give an opinion.
Give the fos a call they are quite good up to a point.
Misrepresentation and defined by The Misrepresentation Act 1967 and associated case law (see the sticky threads at head of PPI section) is the killer legislation.
The basic principle is that the defendant has to prove their innocence and the only acceptable evidence is written with your signature and a date.
If they did not inform you in writing about the full cost of the premiums on a document you signed dated and returned then you have a good case.
Go for the SAR I have had some really good info via them, which made the case in my recent PPI claim, that they just offered me all the premiums plus 8% for.
Abbey Credit Card PPI
with this application. As you can see it is just a check box on the form and it sounds as though it is compulsory. I was not informed about the increased interest
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