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Have sent my letter before action about 3 weeks ago - I have already received £600 of my £1,800 claim -
I am now in the process of using the money claim website - I have got a couple of questions though that I could use some help with
1) RBS is based in scotland so I cannot use the head office address to submit my claim as moneyclaim does not cover scotland - Can I use my brach address to do this, as is in England? Or do I have to use another method to submit my claim?
2) I now add the interest to the claim, I am a little confused as to where I add it - I have already had £600 back so can I claim interest on that or do I have to remove the interest for that £600 as I have already received it?
3) if I do not caim the interest for that £600 (as I would assume is the case) then when I am itemising my charges do I just remove £600 pounds worth?
Maybe I am just confusing myself by making it too complicated. If anyone could shed some light i'd appreciate it.
1) Yes, you can use your branch address.
2) I presume you're talking about the 8%? No, you can't claim that for the £600 you have already received!
3) Yes, I would remove £600 of the most recent charges
Hope that helps. Good luck with your claim, although you don't really need it
1) Yes, you can use your branch address.
2) I presume you're talking about the 8%? No, you can't claim that for the £600 you have already received!
3) Yes, I would remove £600 of the most recent charges
Hope that helps. Good luck with your claim, although you don't really need it
Actually, I would work out your total claim with all the charges, including interest and then simply deduct £600 from the total. This would increase your claim amount and the banks are hardly likely to defend the claim.
You should also note the possibility of charging the amount of interest that the bank charges you on (unauthorised) overdrafts. PM me if you want further details.
RBS CLaim
about 3 weeks ago - I have already received £600 of my £1,800 claim -
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Originally Posted by BlueRuby
