Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
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Thread: Help Please!!!

  1. 22nd July 2006 23:00 #1
    splash_85 splash_85 is offline
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    Talking Help Please!!!

    Ok i know i will be told off for not looking through the FAQs hard enough (i must be blind) , but ive been trying to find some help with writing a schedule of charges, and i cant seem to find any sort of guide to this step at all. Im at the stage of writing my preliminary approach for repayment letter, but would just like to know if theres a certain format needed for writing the schedule of charges????

    Also, ive been a student for the past 4 years and seem to have been charged a £10 service charge every month - can i claim this back since i have a student account with the RBSicon?

    Any help greatly appreciated!

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  2. 23rd July 2006 00:55 #2
    hagenuk hagenuk is offline
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    Default Re: Help Please!!!

    The service charge should be claimed, unless it was an agreed fee, for a Royalties Gold account for example.

    Regarding the schedule of charges, you can print this from the spreadsheet if you wish.

    It should look something like this.

    Schedule of Charges

    11/07/2006 Card Number: xxxxxxxx - Mr XXXXXX

    Date Reason for Charge Amount of Charge

    12/01/2005 Charge for late payment of your account £20.00
    09/02/2005 Charge for late payment of your account £20.00
    09/02/2005 Charge for late payment of your account £10.00
    09/02/2005 Charge for late payment of your account £15.00
    09/03/2005 Charge for late payment of your account £10.00
    09/03/2005 Charge for late payment of your account £15.00

    Total Charges £90.00


    iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.
    Vanquis - Claim issued, no AoS or Defence received
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  3. 23rd July 2006 13:14 #3
    splash_85 splash_85 is offline
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    Default Re: Help Please!!!

    Magic! Thanks 4 help!

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE