Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I Have A Mint Loan And Due To Financial Difficultys I Am Unable To Keep Up The Payments At Present.. I Have Wrote To Mint Twice Firstly To Ask If I Could Have My Account Frozen With No Re-payments For 6 Moths They Refused That Offer And I Wrote Again With A Token Payment Of £1 Per Month For 6 Months And They Have Now Refused That Offer...
Im Not Sure What To Do Next I Am A Home Owner And Im Worried They Can Take Money From My Home..
Its Not A Secured Loan But Ive Heard They Can Make You Remortgage To Pay Them...
If you want to pay, then ignore what they say. Just send the £1 postal order each month with a letter stating something along the lines of "here is this months payment towards to above account. The amount reflects previous correspondence concerning the level of hardship currently experienced."
-Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -
HFC Bank - Davey vs HFC
Barclays - Monthly payments made
Cahoot - Agreement received, awaiting 2nd agreement after DCA.
MBNA1&2 - Agreements received. (Currently in limbo)
Halifax - Davey vs Halifax/Cabot
MINT - Davey vs Mint
Amex - Davey vs Amex Cap1 **WON** £1,500 Written Off Davey vs Cap1
Mint Refuse Token Payment What Do I Do Next?
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-Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -