Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 11 of 11

Thread: GE Money

  1. #1
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    beachcomber60 Informative beachcomber60 Informative beachcomber60 Informative beachcomber60's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jul 2008
    I am in
    the land of Cream Teas
    Posts
    1,994

    Default GE Money

    GE Money keep telling me to take my complaint to the Finance & Leasing Association and not the fosicon. (Mis Sold PPIicon & Flawed loan agreement).

    Has any fellow CAGGERS had any dealings with this association? And are they fair?


  2. #2
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    lilal Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Oct 2006
    Posts
    205

    Default Re: GE Money

    i wasted 3 months with them ,they gave me the same drivel as ge well you signed the t&c,s so we agree with them .they did say i could go with ge into arbitration with an independant however if i take this offer and don,t get the result for me i then cannot take it to court.bum to that so i filed at court


  3. #3
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    andie_303 Informative andie_303 Informative andie_303 Informative andie_303 Informative andie_303 Informative

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2009
    Posts
    3,017

    Default Re: GE Money

    If GE are advising you to go to someone - cynics would ask - what is in it for them?? why do they not want you to go to the FSA??


  4. #4
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    beachcomber60 Informative beachcomber60 Informative beachcomber60 Informative beachcomber60's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jul 2008
    I am in
    the land of Cream Teas
    Posts
    1,994

    Default Re: GE Money

    Thanks fellow Caggers,

    When I complained about PPIicon I had a reply, by return post saying that they had fully investigated the ppi and I had no grounds to complain as the loan was taken out a month before they became regulated by the fosicon, if I wasnt happy then I should file a complaint with the Finance & Leasing Association (of which they are members).

    I had my agreement looked at on this fantastic forum, the agreement is flawed, again wroteto GE and the response was that my complaints were completely unjust and suggested I contact Finance & Leasing Association - I cannot see how this association can be unbiased.

    My thread is GE Woodchester PPI.


  5. #5
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    lilal Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Oct 2006
    Posts
    205

    Default Re: GE Money

    Too right! ge PAY to be members of the FLA


  6. #6
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    beachcomber60 Informative beachcomber60 Informative beachcomber60 Informative beachcomber60's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jul 2008
    I am in
    the land of Cream Teas
    Posts
    1,994

    Default Re: GE Money

    Looks like stalemate with GE.

    I wont take it F&L Assoc. cant take it fosicon because GE state thry werent regulated when the loan was taken out.

    GE have now stopped replying to my letters.


  7. #7
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2006
    I am in
    in a little house in Manchester that natwest own
    Posts
    3,438

    Default Re: GE Money

    Quote Originally Posted by beachcomber60 View Post
    Looks like stalemate with GE.

    I wont take it F&L Assoc. cant take it fosicon because GE state thry werent regulated when the loan was taken out.

    GE have now stopped replying to my letters.
    Hello BC,

    I do understand how totally frustrating this can be, and I do know how difficult ge can be I have had dealing with them and yes they do ignore you after a while

    Ge are fully aware of your reduced options regarding regulation aspect of your complaint, so basically your only option now is to issue a court claim against them to recover your money.

    Which part of the ge network are you dealing with
    GE Capital Bank £610,000

    If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

  8. #8
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    beachcomber60 Informative beachcomber60 Informative beachcomber60 Informative beachcomber60's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jul 2008
    I am in
    the land of Cream Teas
    Posts
    1,994

    Default Re: GE Money

    Mornin' HHNF,

    Thanks for your comment, it does look like my only option, although PT has looked at the agreement and considers it seriously flawed and unenforceable, which leaves two decisions to make 1) getting them to close the account & writing the debt off or 2) reclaim PPIicon which would still leave about £1500 outstanding.

    Beachy

    PS - Sorry forgot - its GE Woodchester.


  9. #9
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    magiciansgirl Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2008
    Posts
    140

    Default Re: GE Money

    Hi, I've just been told to go to the Finance and Leasing Association by GE as well (missold PPIicon on a storecard). Am not in debt to them, no arrears just cross about the misselling.

    I looked at the FLA website and they are PRO PPI. So I'm going to ignore the advice and go to the Financial Ombudsmanicon.


  10. #10
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Eve22 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    Posts
    80

    Default Re: GE Money

    Any new info from any of your guys claims?

    I'm just at this stage with GE myself.


  11. #11
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    beachcomber60 Informative beachcomber60 Informative beachcomber60 Informative beachcomber60's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jul 2008
    I am in
    the land of Cream Teas
    Posts
    1,994

    Default Re: GE Money

    things are very quiet at the moment.

    One GE agreement I've been told is improperly executed so as far as I'm concerned is dead, should they decide to go to court then it's a complete counterclaim from me.

    Awaiting full SARicon on GE/Debenhams - also CL Finance claim to own the debt but have failed to provide cca so that ones now in dispute.

    Beachy



Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE