Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 14th February 2009 14:39 #1
    bmwcar bmwcar is offline
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    Default my insurance was expired , caught by PC

    hi I really need a help, what happened was my son die in the car accident in China and I went back to my country 7th of Jan to comfort my family,my insurance has expired in 4th of Feb , but i was in China so i don't really know my car was not insured . i come back yesterday drive the car to collect some stuff , but PC stop me and give me a ticket ask to paid the fine. however he told me if i can provide the insurance certificate cove me from the day my insurance expired i would not need to pay the fine. i called the insurance company but it can not renew it and only give me the new policy .. what can i do ? i do not wanna pay the fine and 6 points . because i really not aware my insurance has expired ..

    please help ....

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  2. 14th February 2009 15:40 #2
    barracad barracad is offline
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    Default Re: my insurance was expired , caught by PC

    It's your own responsibility to ensure you're insured. I suggest you pay the fine and take the 6 points.

    Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.


    "Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)



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  3. 14th February 2009 16:50 #3
    bmwcar bmwcar is offline
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    Default Re: my insurance was expired , caught by PC

    i knew that , normally i will do that. but because my son passed away and i was really depressed , so i did not really notice that my insurance has expired.

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  4. 14th February 2009 22:08 #4
    old_andrew2007 old_andrew2007 is offline
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    Default Re: my insurance was expired , caught by PC

    Can I suggest that you consult a Solicitor, they will be able to advise you on how to deal with the issue, there are mitigating circumstances.
    Please accept my sympathy for your loss.

    Regards

    Andy


    Advice is based on my personal opinion, and what I have learnt from this forum.
    If you need legal advice please consider consulting a lawyer.

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  5. 14th February 2009 23:15 #5
    gyzmo gyzmo is offline
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    Default Re: my insurance was expired , caught by PC

    This is one of the few instances where one would be glad of autorenewal. policies can cover you for a short time after they expire if it can be shown that there is an intent to renew. However, I believe this is only a week or so.

    You could contact your insurer and see if they should have automatically renewed it, but I can only repeat what Barracad has said.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE