Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
My Dad was advised on a policy covering his Commercial mortgage if anything was to happen. He made it clear he wanted the policy to protect his family.
I started reading about Tax .. like you do. I found out that policies that are in trust are counted outside his estate - thus avoiding IHT.
I telephoned the bank and asked to put the policy into Trust. I was told these policies cannot be entered into Trust thus avoiding Tax. I tried a further three times. The set about getting another policy which I found cheaper and a different type which meant it could be entered into Trust. I phoned the Bank back to complain and was told they would get back to me.
After a couple of months the Bank confirmed it was mis-sold and provided me with forms allowing me to change and enter it into Trust.
Can I claim the payments made as mis-sold? what are my options?
Mis-sold Life Assurance
if anything was to happen. He made it clear he wanted the policy to protect his family.
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