Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi everyone, i have just decided, i am going to quit smoking, i will do this by the time my daughter is born in Early July.
Follow me step by step as i quit smoking, i will try to include some advice and things to avoid doing if i can. Help everyone out.
I am 19 years old and believe it or not, started smoking in the Summer of 2002 (Aged 12!) I started off by smoking the odd fag here and there, by 14 i remember having to buy 10 a day and that would do.
Aged 16, legal, i was smoking 20 a day, parents finally accepted i smoked and whilst i wasn't allowed to smoke in the house, i was still allowed to smoke all the same.
Aged 17 started a new college, tried to cram crafty fags in everywhere, probably smoking 30 a day at that point.
Now, aged 19 years old, 40 a day, not good at all. And i will usually smoke more when i am not busy or when people are around. (It's not a social thing or trying to be cool, it's just how it is)
So... I am going to cut down and quit, starting on Valentine's Day, where from then on, i am strictly only allowed to buy 20 a day, saving me a total of £35 a week. (That will sort my Natwest problems out!!!)
By the end of March i aim to cut down to the point of where i have one every hour i am awake (8am - 11pm = Roughly 15 a day)
By the end of April i will halve the number of fags i smoke during the day (Excluding first and last ones of the day =8)
By the end of June i will try and just smoke one in the morning and one more another time during the day, this will be a two week thing and will stop the day after my daughter is born!!!