Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Sent 14 day letter offer last week, got standardised response without even a courteous offer of half! How dare they!?
So, i called them today to outline the resolve with which i will be seeking recovery of my £700+, and still wouldnt budge. Anybody else have any action pending against them?
Having just started an action against Lloyds for current and business acount charges, I am now turning my attention to Barclaycard. I had a rediculous situation in one month where my the bank didnt pay the S/O - (a £25charge from B'card) and then went over my limit (£25 charge) - and then paid late (£25) - £75.00 charges in total. Having looked at the account over a number of years, they owe me £>500 in charges which I fully intent to get back.
I dont see much about B'card so pls keep me up to date with your claim.
I sent Monument a first contact letter - got no reply at all. I sent them my lba and again got no reply. I filed a court claim on Wednesday last week and as yet I am still waiting for the paperwork to come back from the court.
I got a rather lenghty letter from someone in customer realations in reply to my SAR, saying that should I persue them for excess charges, I (basically) would have the account closed. But I justr needed the statements so I could issue a section 78 & 85 default. The'phone calls have stopped but I've just reported them to the OFT and TS last week, before I can scarpe enough money together to take them to court.
Barclaycard Monument AKA Providian
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Originally Posted by elizabeth1
