Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
This is the exact same letter they sent me a few days ago. Today they sent me a default notice.
They've got bob hope of getting a penny out of me. Even if they win in court I will refuse to pay them a single penny.
Their DN mentions adding pending interest and fees. Funny, but as the account has been in dispute for the last 2 years, then how can they add interest? Also the DN states that to recitify the default within 14 days I have pay them £840 plus pending interest and fees. But they have never stated how much they are, so how can I rectify an amount I have know knowledge of? Also if the DN amount is inaccurate it deems it improperly served and useless once they terminate the contract. I'm not going to let on until they terminate. Then if I can't get the charges refunded through the court system I'll stuff them with the DN and Termination instead.
---------------------------------------------- Fuzzybobble - 40 DCA's - 0 ---------------------------------------------- These are video links to show how I deal with DCA's
They should state an actual date when it has to be resolved by, not just say "14 days from when served" as they have no idea when it dropped on your mat, and if you go 14 days from the date on the DN it doesn't allow time for delivery. Also the line stating the amount due ( plus pending interest and fees) is also wrong as it should state exactly how much they are. You can't pay unless you know how much to pay.
Also the DN is incorectly formatted and certain key phrases should be in bold text and underlined.
The arrears they are asking for in the DN is comprised mostly of penalty charges which makes the true default ammount inaccurate.
I'm waiting for them to confirm termination of the agreement in writing. (takes just over 6 weeks from the date on the DN)
As soon as I have it in writing they have terminated, then I'll hit them with an unlawful recission of the agreement as well as claiming the charges back. This could end up costing them a lot more than just the charges they owe me.
---------------------------------------------- Fuzzybobble - 40 DCA's - 0 ---------------------------------------------- These are video links to show how I deal with DCA's
Mrs P v Abbey
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Originally Posted by phatram
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all though you may have it now 
