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    • If the legendary dx could offer his wisdom it would be greatly appreciated 
    • Hi there Manager for our soccer sixes team moved overseas mid season and we struggled for numbers so we told the ref about 5 weeks prior to seasons end that we would see out these games then be done and he told us he’d ’pass the message on to the relevant people’. Heard nothing, then 3 days prior to the new season beginning we were given our fixture for that weekend. Told the guy over text we had pulled out and the ref should’ve passed a message on but we were told sufficient notice wasn’t given and it needed to be in writing. I argued it’s not our fault the ref didn’t do as he said but we were countered by the T&Cs.    now being chased for what was £608 kindly reduced to £476 to pay off remainder of the season. Been sent a letter in the post from their accountancy team and told needs to be paid by Friday.   seen a lot of the other threads saying we can literally just ignore everything but im concerned about debt collections and credit score being harmed. Can anyone confirm if this all works/what we should do?   thanks
    • Hi,   I have given an official police witness statement for the prosecution in an upcoming criminal court case, and I am very anxious about what might happen.  Specifically regarding being cross-examined.  My statement is very short, and only a couple of paragraphs long, regarding a conversation I had with one of the victims.  I have tried to research online about what information about me the defence barrister might be able to find and use to discredit me.  I have by no means have a shady past but, I am concerned about what private information might be brought up, and as this is a case that will be in the national press as it is in the public interest.  The two preliminary hearings were reported in the papers.   I have tried to research  online what information the opposition can seek, but it is all very complicated.  I believe that they can legally access public records, but I'm not sure what information public records hold.  Can they access my medical records, educational history, HMRC, and Department for Work and Pensions? (I am a self employed sole trader).  I was arrested once, and this was unfortunately instigated by the victim in this case, so could well be of interest to them.  It resulted in no further action, however I have only discovered this week that that, in fact, this means I have a criminal record, and will be so until I am 100 (no chance)! This has really annoyed me to say the least, especially since I asked him afterwards why he rang the police and he said 'for a laugh'.  So I have started to look into applying for it to be deleted, but again, if anyone has any advice on this I would be appreciative. At the moment, my name isn't on the confirmed list to give evidence, but the detective I have been dealing with has said it is 'likely'. The names of the victims in this case will not be allowed to be reported, are witnesses fair game for the press? I really need no know how deep they can delve in to my life so I am prepared if my character gets assassinated in front of the nation. I really wish I'd never agreed to this.   Many thanks
    • A belated thanks dx. Yes I may take your advice regarding StepChange. I am finding that I am telling them (on behalf of my Son) the true balances outstanding? They never seem to check properly in which worries me. If I was to take on myself is there another way of dealing with various debts? I have already submitted other IRL complaints on his behalf. Today I have received a further response from Quidie T/A Fernovo confirming that they will waiver all interest paid.
    • Good evening  Case hearing this Friday 26/04. looking to have all my prep/papers ready.    just checking in to get update on my last post , ( the t&c’s attached). No name or address on them as per #49   thank you UCM  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Unacceptable repair - advice needed please


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On 21st January I found that some *nice person* had stolen the front bumper/lights section of my horsebox leaving me with this mess

 

I informed the police immediately, and then rang my insurance company to let them know I would be making a claim. They told me to leave it with them to organise an approved repairer and they would be in contact. The repairer then contacted me to arrange to collect the lorry (after they asked me to drop it in to them - yeah with no lights/indicators - right!!), and told me they were in Gloucester which is a good 70 miles from me.

 

They duly sent a recovery truck that night - brilliant I thought. I then found out that they were a CAR repairer not a commercial repairer.

 

Last Thursday (5th Feb) I was told it was ready for collection, so went up to get it.

 

When I arrived a man came up and said that he just had to put a footplate on the front of it - which he had just taken off his brothers lorry as he hadn't been sure what had gone in the hole in the middle of the bumper!!!

 

Standing there I was quite sure that the bumper was wonky. I went into the office and found notices on the walls stating that if you were not happy with repairs you should contact your insurance company.

 

I have taken my lorry to my mechanic for him to have a look. He is 99% certain that it is a repaired, not a new bumper. On the drivers side where the wonkiness is, it is structurally weak and can be moved about a lot. If it wasn't repaired, but new, then something has happened to it to make it like that. The bumper itself is not straight, it is not just that it has been put on wrongly. They also completely missed out some parts that need to be fitted behind the bumper.

 

I have contacted the insurance company to complain, and have been told that the garage have to have the chance to rectify the problems.

 

I really don't want it to go back there. They are going to have a cob on anyway that I have dared to complain about them, and I'm worried! They don't even work on commercial vehicles.

 

Besides all that it's another 140 miles and loads of fuel for the journey.

 

Can the insurance company (Highway) insist that it goes back for rectification? Or is there some way that I can have my own choice of repairer from now on?

 

Thanks for reading.

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The insurers can insist that the work is rectified by repairers of their choice but you should not have to be put to any expense and if you have suffered any expense so far then you should recover it - subject to excess and any provision in the insurance contract.

 

Keep photos all the time.

Write to the insurers inform them that the work is substandard and say why. Give them 7 days to have the shoddy work sorted out or else you will go to your own repairer and sue them for the money.

Include a quote for the job from your own repairer. make sure that it is a quote for a good acceptable job to you.

 

Then send it all of and do precisely what you have threatened to do.

If you are not prepared to go ahead with your threat then don't bother in the first place.

Do not deal with anyone on the phone without recording the call.

Get a call recorder.

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Thank you very much for your reply.

 

I sat last night and wrote a letter to the insurance company, cc to the repair center, outlining the problems and what the vehicle needs for rectification, enclosing photographs of when I bought the horsebox in November 2008, and after repair.

 

Will see what happens next.

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