Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Sorry. I know I'm doing all this back to front. Anyway! Filed a claim at Edinburgh Sheriff Court today-no claim reference yet, will post it on litigation site when I get one. Two claims one on current account and one on joint account.
Useful info for people struggling to do court forms etc. There is a branch of the CAB at the Sheriff Court with someone called Roslin McKenna who can help with legal type queries. Tel: 0131 247 2865
Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.
Update
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Hiya Cats,
don't be like the banks - give a little back 
There was a time before CAG but now CAG is here we are the empowered! 