Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
2. Is it a 16 digit number, what spreadsheet are you using ?
Scott.
no its the 8 digit account no under the sort code
eg 00123456
only 123456 is showing is this ok?
this is the order the things appear
my name
my bank
sort code
account no - ITS this one im talking about
"SCHEDULE OF CLAIM FOR CHARGES - i take it you dont change anything in this box
period from and to
i take it for the prelim letter you remove the interest column and the boxes with "
"JUDICIAL INTEREST AT CURRENT RATE OF 8%" and "
"TOTAL CLAIMED AT DATE OF JUDGEMENT OR PAYMENT" from the spreadsheet
1.
this is the order the things appear
my name
my bank
sort code
account no - ITS this one im talking about
"SCHEDULE OF CLAIM FOR CHARGES - i take it you dont change anything in this box
period from and to
2.
i take it for the prelim letter you remove the interest column and the boxes with "
"JUDICIAL INTEREST AT CURRENT RATE OF 8%" and "
"TOTAL CLAIMED AT DATE OF JUDGEMENT OR PAYMENT" from the spreadsheet
1. just wanted to check if this is the correct address to send my prelim letter too
royal Bank of Scotland
customer relations unit
the forthstone
56 south gyle crescent
edinburgh
eh12 9le
2. would it be better to send recorded to ensure they recieve it?
3. i am planning to claim on hardship grouds - i take it a short paragraph detailing large overdraft caused by charges , 2 credits cards maxed out , currently unemployed should cover all the bases
4. i take it once again you have to remove the bit about overdraft interest from the prelim letter?
"I calculate that you have taken £XXXXX plus a further £XXX which you have charged me in overdraft interest for the sum which you have taken. Total £XXXXX . "
one more quick question before i send off my prelim letter - should the bank address on the prelim letter be my local branch or the customer services address which i have given a few posts above
ok , can someone point me in the direction of the second letter to send to the bank ( the one after the prelim letter)
recieved a letter from RBS today, as i am claiming under hardship, they have basically sent me a form to fill in detailing my current financial position, what steps do i take here here do i fill in the form and send it back but also fill in the letter before action as well and send them both off seperately
right having no joy with the hardship route with RBS, they have been messing me about for about a month now, can someone post me the link to opening a court case
is it possible to put a claim in for 6 years with the court even if i only put five years charges in my two letters to the bank?