Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Any Banks that Don't Make Unfair Charges?

    Oh no, I've only just been directed to this forum and it's wonderful. I am a Barclaysicon victim and it's wonderful to find such superb advice here to set my financial world to rights. The only downside is that I was really looking forward to switching to Cahoot as I thought they didn't make penalty charges however looking through the forums I gather that they do!


    Can anyone recommend any banks that are more morally sound and don't continually rip you off with penalty charges?


    Many thanks
    Lou


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  2. #2
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    Default Re: Any Banks that Don't Make Unfair Charges?

    Quote Originally Posted by loupo
    Can anyone recommend any banks that are more morally sound and don't continually rip you off with penalty charges?
    Ha ha best joke I've heard in ages!!


    If you do need an alternative bank account check this out:

    http://www.consumeractiongroup.co.uk...parachute.html

    But you will probably find that they are all more or less as bad as each other.

    Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.


    "Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)



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  3. #3
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    Default Re: Any Banks that Don't Make Unfair Charges?

    lol thanks barracad. I thought it might be a tall order. Never mind! Do any banks not charge when you go over your overdrafticon limit. I thought that some increased your interest rather than charging lump sums?

    Lou


  4. #4
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    Default Re: Any Banks that Don't Make Unfair Charges?

    If anyone dose find a bank that dont charge for going over the O/D I think we would all be Interested

    DONT FORGET TO DONATE TO THIS SITE WHEN YOU WIN THANKYOU
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    Let battle commence!!!!!
    All advice and opinions given by people on this site are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.

  5. #5
    NATTIE
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    Default Re: Any Banks that Don't Make Unfair Charges?

    I think most of us would be amazed!


  6. #6
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    Default Re: Any Banks that Don't Make Unfair Charges?

    Shame

    Ahhh well. I've read a few threads and see that quite a few people have recommended Nationwideicon. I called and the adviser told me that they only charge one unorthorised overdrafticon limit of £20 in a month as opposed to Barclaysicon who charge up to three at £30 a time so I'll probably go with them.

    Lou
    xxx


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    Default Re: Any Banks that Don't Make Unfair Charges?

    Possibly the bank of Mum and Dad but that's about it.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE