Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi, I have had MPPI for many years through Paymentshield, who I understand is underwritten by Norwich Union. With the large interest rate cuts recently, my mortgage payments have dramatically decreased. I see from the policy booklet that what Paymentshield will do in the event of a claim, is recalculate and pay the monthly benefit on the new (lower) payment, and refund the premium difference from when the mortgage payment came down.
Now, my question is what would happen if the mortgage rate should increase a few months into a claim? Will they cover the new payments up to the old level, or just wash their hands of them? The rates have come down very quickly but they can go back up just as dramatically.