Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Why does nobody want to help?

    Hi guys,

    Wondering if you provide some advice or point me in the right direction.

    I bought a car via autotrader from a man who claim he 'bought and sold' cars. He provided the cars service history and a HPI report. Bought the car in good faith but it was repossed due to outstanding finance! Completed an HPI check which revealed that there was outstanding finance (hindsight is a great thing). So I like to get my money back.

    Tried contacting the seller but no luck. Address he gave on the receipt and name are probably alias. I did confront him at another house to which he claimed he has no knowledge of me or the car he sold.

    Spoke to the police, citizens advice, consumer direct and trading standards who are not really interested. They all offer one piece of advice and that is to a small claims court (which I intend to do). This is where the problem is. In order for me to go to the courts I need his actual name and address but I have difficulty obtaining this.

    Consumer Direct stated the only offer 'advice' whilst trading standards will not persue the matter as it is a civil matter. I have tried contacting autotrader who cannot divulge information on their systems due to Data Protection laws (rightly so) but stated that a 'legal body' completes and returns a 'Data Protection Forms' in order for this information to be released.

    Could someone please advise what do they mean by a 'legal body' and what are 'Data Protection Forms'? I applied for keep history via DVLA and there are no details of him as a registered keeper.

    Seems like I am continually banging my head against a brick wall and any advice would be appreciated.

    Moral of the story is do an HPI check.

    Many thanks...


  2. #2
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    breeze1996 Novitiate

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    Default Re: Why does nobody want to help?

    How about writting to the person listed as the last owner and getting them to send you a letter saying whom they sold the car too?

    After all they must have been paid for the car.


  3. #3
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    Default Re: Why does nobody want to help?

    Can you get a copy of the original autotrader advert? I know the Inland revenue rely heavily on back issues of the autotrader when they are investigating people - maybe you can get your revenge in another way

    BANK CHARGES
    Nat West Bus Acct £1750 reclaim - WON

    LTSB Bus Acct £1650 charges w/o against o/s balance - WON

    Halifax Pers Acct £1650 charges taken from benefits - WON

    LTSB Pers Acct - £2K charges, £1K o/d - Rob Way latest DCA

    DCAs

    Lowells/Capital One - no CCA - gone away £1500
    Lowells/MBNA - no CCA - gone away £10K
    Abbey - no CCA - £3.5K
    CL Finance - 3 court claims re GE storecards 2 withdrawn, 1 hanging by a thread
    Hillesden/DLC re Barclaycard - ongoing battle re validity of CCA - £3.5K
    Clydesdale - charges more than balance - valid CCA:o - onto 4th DCA so far
    LTSB card - £7K - no CCA - destroyed after 6 years! - latest DCA - AIC


    Others

    GE Money sec loan - £1900 in charges - settlement agreed
    GE Money sec loan - ERC of £2.5K valid for 15 years - on standby
    FirstPlus - missold PPI of £20K for friends - WON

  4. #4
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    Default Re: Why does nobody want to help?

    Did you go to the sellers house to purchase the car ?

    If so, go to the local library or post office to the sellers house and look at the Electoral Roll to see who lives there.


  5. #5
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    Default Re: Why does nobody want to help?

    Quote Originally Posted by supasnooper View Post
    ... the Electoral Roll ...
    I'm not sure I like the sound of that! Is it tasty?

    IF THIS POST HAS HELPED YOU PLEASE CLICK THE SCALES IN THE BOTTOM LEFT-HAND CORNER OF MY POST - THANK YOU.
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE