Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Jim V NatWest *** SETTLED IN FULL ***

    I've now thrown down the gauntlet too!
    I sent my request for charges/bank statements on 29th June, how long did people wait before contacting them, is it usual to wait a reasonably long time (even though I know they have 40 days, but I want to get it underway!!)

    Jim

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  2. #2
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    Default Re: Jim V NatWest

    Phone them and check they are aware of your request.

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    Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.



  3. #3
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    Default Re: Jim V NatWest

    I rang and they have no record of it so I have had to start again, this time sending the letter to the DP manager!

    Jim V NatWest
    29/06/06 - Sent Data Protection Letter
    02/08/06 - Re-Sent DP Letter
    06/08/06 - Total Charges £719
    07/08/06 - Sent Request for Repayment Letter
    Bog Off Letter Received
    18/09/06 - Sent LBA
    02/10/2006 - Filed Money Claim
    06/10/2006 - Deemed served on 8th Oct
    08/10/2006 - Aknowledged
    24/10/2006 - Cheque Received!!

  4. #4
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    Default Re: Jim V NatWest

    Did you have any proof of sending the first request?

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    Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.



  5. #5
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    Default Re: Jim V NatWest

    Use special delivery - it is quicker that recorded!! Guaranteed delivery next day - good luck

    7th June mcol £30 + 276.00 + int17.37=£323.37 Abbey
    Accepted £291 chq cleared 28th July
    7th June mcol £120 + 1135.02 charges + 83.42 chq for £1438.44 paid to bank 2nd Aug

  6. #6
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    Default Re: Jim V NatWest

    PlRequest for repayment going out tomorrow, starting to get a little nervous now!

    Jim

    Jim V NatWest
    29/06/06 - Sent Data Protection Letter
    02/08/06 - Re-Sent DP Letter
    06/08/06 - Total Charges £719
    07/08/06 - Sent Request for Repayment Letter
    Bog Off Letter Received
    18/09/06 - Sent LBA
    02/10/2006 - Filed Money Claim
    06/10/2006 - Deemed served on 8th Oct
    08/10/2006 - Aknowledged
    24/10/2006 - Cheque Received!!

  7. #7
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    Default Re: Jim V NatWest

    good luck, i assume you got your statements ok in the end?
    hope it all goes well for you.
    kate


  8. #8
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    Default Re: Jim V NatWest

    No post yet and time is ticking.. do many people have to wait a while for NatWets to respond?

    Jim V NatWest
    29/06/06 - Sent Data Protection Letter
    02/08/06 - Re-Sent DP Letter
    06/08/06 - Total Charges £719
    07/08/06 - Sent Request for Repayment Letter
    Bog Off Letter Received
    18/09/06 - Sent LBA
    02/10/2006 - Filed Money Claim
    06/10/2006 - Deemed served on 8th Oct
    08/10/2006 - Aknowledged
    24/10/2006 - Cheque Received!!

  9. #9
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    Default Re: Jim V NatWest

    Hi Jim,

    I waited about 5 weeks for the first lot (statements from 2000 - 2002) and then a couple of days later i received the rest (2002 - 2006). They arrived in brown A4 envelopes which were all torn and it was quite obvious to any one that cared to look that inside were statements with all my account details. GREAT - WELL DONE NAT WEST! The other thing is be careful when going thru your statements that none of them have been duplicated, I was merrily highlighting away when I realised that some had been sent twice so I was highlighting some charges twice!
    Here's hoping that you don't have to wait too long.


  10. #10
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    Default Re: Jim V NatWest

    Sorry Jim,

    Realised too late that you already have statements!


  11. #11
    NATTIE
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    Default Re: Jim V NatWest

    Max should be TWO WEEKS. Been there ordered the statements, and received on time


  12. #12
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    Default Re: Jim V NatWest

    Ok so I'm still waiting for any kindo of response to the repayment letter.. any advice?
    Thanks in advance
    Jim

    Jim V NatWest
    29/06/06 - Sent Data Protection Letter
    02/08/06 - Re-Sent DP Letter
    06/08/06 - Total Charges £719
    07/08/06 - Sent Request for Repayment Letter
    Bog Off Letter Received
    18/09/06 - Sent LBA
    02/10/2006 - Filed Money Claim
    06/10/2006 - Deemed served on 8th Oct
    08/10/2006 - Aknowledged
    24/10/2006 - Cheque Received!!

  13. #13
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    Default Re: Jim V NatWest

    I have just rung and no letter has been received, I think I will definately send everything recorded delivery now! What is the best address to sent the Request for Repayment to?
    Thanks

    Jim V NatWest
    29/06/06 - Sent Data Protection Letter
    02/08/06 - Re-Sent DP Letter
    06/08/06 - Total Charges £719
    07/08/06 - Sent Request for Repayment Letter
    Bog Off Letter Received
    18/09/06 - Sent LBA
    02/10/2006 - Filed Money Claim
    06/10/2006 - Deemed served on 8th Oct
    08/10/2006 - Aknowledged
    24/10/2006 - Cheque Received!!

  14. #14
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    Default Re: Jim V NatWest

    they would say that, if it was your prelim letter that you sent then after the 14 days are up move onto lbaicon letter

    CHRIS WATKINS

  15. #15
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    Default Re: Jim V NatWest

    I have received a letter this morning saying my complaint about charges is being investigated and they will get back to me within 7 days. Do I wait the 7 days or carry on with the lbaicon? has anyone else had a letter like this?

    Jim V NatWest
    29/06/06 - Sent Data Protection Letter
    02/08/06 - Re-Sent DP Letter
    06/08/06 - Total Charges £719
    07/08/06 - Sent Request for Repayment Letter
    Bog Off Letter Received
    18/09/06 - Sent LBA
    02/10/2006 - Filed Money Claim
    06/10/2006 - Deemed served on 8th Oct
    08/10/2006 - Aknowledged
    24/10/2006 - Cheque Received!!

  16. #16
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    Default Re: Jim V NatWest

    Always proceed to the timescales you have set.

    ..

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    Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.



  17. #17
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    Default Re: Jim V NatWest

    HELP!!
    I received my letter back saying the charges are fair etc.
    Do I now send the lbaicon out as I sent the letter for approach for repayment (is this the same as the LBA, or do I go onto moneyclaim now?)
    I'm confused!
    :?

    Jim V NatWest
    29/06/06 - Sent Data Protection Letter
    02/08/06 - Re-Sent DP Letter
    06/08/06 - Total Charges £719
    07/08/06 - Sent Request for Repayment Letter
    Bog Off Letter Received
    18/09/06 - Sent LBA
    02/10/2006 - Filed Money Claim
    06/10/2006 - Deemed served on 8th Oct
    08/10/2006 - Aknowledged
    24/10/2006 - Cheque Received!!

  18. #18
    NATTIE
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    Default Re: Jim V NatWest

    letter before actionicon if your response was to the preliminary approach for payment


  19. #19
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    Default Re: Jim V NatWest

    Natweststaffmember is right. You do not go to moneyclaim online until you have sent 1/ prelim letter for repayment 2/ letter before actionicon.

    Good Luck


  20. #20
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    Default Re: Jim V NatWest

    Now at the stage where I have filled in the moneyclaim...
    any advice from now would definately be appreciated!!

    Jim

    Jim V NatWest
    29/06/06 - Sent Data Protection Letter
    02/08/06 - Re-Sent DP Letter
    06/08/06 - Total Charges £719
    07/08/06 - Sent Request for Repayment Letter
    Bog Off Letter Received
    18/09/06 - Sent LBA
    02/10/2006 - Filed Money Claim
    06/10/2006 - Deemed served on 8th Oct
    08/10/2006 - Aknowledged
    24/10/2006 - Cheque Received!!


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