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I would like to commence the process of challenging the legitimacy of the agreement for my ltsb 'gold card' account which was taken out a long time ago, so long ago that I can't remember when it was, it must have been in the late 90's.
One possibly minor complication is that the account is in joint names with my wife (yes I know, don't rub it in), I can't remember whether the agreement, if it is valid, is enforceable against both parties?
As a separate issue, I will be challenging late payment charges, I'll set up a separate thread for this as I think it requires a different route?
a sort of fire-fighting role here. Hate HFC & their past compulsory PPI ethos
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Re: paulypaul: LTSB credit card CCA compliance
Originally Posted by paulypaul
I would like to commence the process of challenging the legitimacy of the agreement for my ltsb 'gold card' account which was taken out a long time ago, so long ago that I can't remember when it was, it must have been in the late 90's.
One possibly minor complication is that the account is in joint names with my wife (yes I know, don't rub it in), I can't remember whether the agreement, if it is valid, is enforceable against both parties?
As a separate issue, I will be challenging late payment charges, I'll set up a separate thread for this as I think it requires a different route?
Any thoughts would be appreciated.
urm..
three threads same name......
you will only be able to claim back CC charges 6yrs from this date.
and what do you hope to gain by challenging the agreement of a card some 10+yrs old?
someone chasing you?
dx
GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
Hi dx - three threads but actually with similar names, different issues, is that a problem? I thought that was what we are supposed to do here. Apologies if I've screwed up - it is late ...
What I want to do is find a route to getting a more reasonable repayment plan in place, due to changed circumstances I've only been able to make minimum payments for the last couple of years, ltsb flatly refuse to convert it to a loan, at this rate it will never be paid off (£13k).
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
paulypaul: LTSB credit card CCA compliance
'gold card' account which was taken out a long time ago, so long ago that I can't remember when it was, it must have been in the late 90's.
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Re: paulypaul: LTSB credit card CCA compliance
Originally Posted by paulypaul
