Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi guys
I took out a loan back in the 1990s which Im sure had PPI. during the period of the loan I struggled to repay at times due to illness but was at no point advised that while I could not work I could use the PPI to cover the repayments. Do I have a case to claim back the PPI? I dont recall any advise been given at the time of taking the loan out reguarding the PPI.
I have also noticed on other threads reguarding PPI some have mentioned miss selling & self employed? is there a problem with PPI & self employed people as I was self employed at the time I had the loan.
Hi guys
I took out a loan back in the 1990s which Im sure had PPI. during the period of the loan I struggled to repay at times due to illness but was at no point advised that while I could not work I could use the PPI to cover the repayments. Do I have a case to claim back the PPI? I dont recall any advise been given at the time of taking the loan out reguarding the PPI.
I have also noticed on other threads reguarding PPI some have mentioned miss selling & self employed? is there a problem with PPI & self employed people as I was self employed at the time I had the loan.
Many thanks in advance
Ian
please have a good look through the stickies at the top of the forum, you may get some answers in there. Also check out this .................
The above comes from this link.................. links
Have a good read and a lot of your questions should be answered anything else just post on your thread. It is best to research before posting as it saves a lot of time
aa
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
Halifax PPI on loan
. during the period of the loan I struggled to repay at times due to illness but was at no point advised that while I could not work I could use the PPI to cover the repayments. Do I have a case to claim back the PPI? I dont recall any advise been given at the time of taking the loan out reguarding the PPI.
Reply With Quote
