Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default How much should I expect ?? PPI Refund

    Hi there

    I am expecting a refund from Halifaxicon for mis sold PPIicon on a 20k loan from 2006. It was taken out beginning of May 2006 and settled on 29/1/2007 (remortgaged)

    Halifax have agreed to refund the PPI plus 8% - does anyone know how much PPI is generally on a loan of that size, I think the interesticon rate was about 6 or 7% at the time

    I dont know if the PPI was front loaded or per month sorry

    Thanks

    K x


  2. #2
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    Default Re: How much should I expect ?? PPI Refund

    Hi
    Glad youve had good news! Im about to start a PPIicon claim with Halifaxicon and was wondering how stubbern they are?


  3. #3
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    Default Re: How much should I expect ?? PPI Refund

    Hi there

    They were not at all stubborn. I sent them a letter late Dec 08 by beginning of Jan they have responded to say they were looking into it and would give a full reply within 8 weeks.

    Last week got a letter off them to say they will pay plus 8% but do not admit liability.

    I have applied for PPIicon on two loans with Halifaxicon and have had the same with both, one was for 20k the other just under 2K.

    They did stipulate that they would offset the balance of any account in arrears, we currently have an overdrafticon with them that we no longer use and are paying off each month, but with the larger loan I rang up and said I remortgaged my house to pay that off and I want a cheque please! They agreed to issue a cheque and I took the representatives name

    Good luck

    K xxx


  4. #4
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    Default Re: How much should I expect ?? PPI Refund

    Hi
    Thanks for that, seems they are easy going withh PPIicon as they were with my bank charges!

    the loan I had was about £9000 while I was self employed back in the 1990s. I really hope I can claim this back as times are hard & will only get harder!!
    Best wishes
    Ian


  5. #5
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    Default Re: How much should I expect ?? PPI Refund

    yes I know, they owe us about £200 in charges over the past few years so once we get our PPIicon refunded I will be asking them for that back too seeing as they were so efficient

    Good luck

    Kx



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE