Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hello Guys, in the past this forum has helped me claim back money from Halifax, Abbey National and Capital One so I am hoping you guys can work your magic again!!
In 17/08/2004 I took out joint finance on a car with Welcome Car Finance. Me and my partner were only 19 at the time so didn't even know what PPI was, the salesman just told us where to sign and let us drive the car away.
I've just dug out my contract and noticed that there is a box filled in for "optional insurance" which I'm guessing is PPI? Could someone please take a look at my contract and let me know if I can make a claim to get it back? I also need a step by step guide of which letters to send and which order to send them in, thanks.
Some things to point out are - The car was bought from 1st Motor Finance showroom which is no longer is business, even a search on the companies house website doesn't show it as a company? - the contract has the wrong date of birth for both me and my partner - the photo of the contract is below, but i've had to stitch it together from pictures as I dont have a scanner, if you find it hard to read please let me know so I can upload another picture.
Halifax - WON (£1,000 put back in account) Abbey National - WON (£521 nice shiny cheque) Capital One - WON (£200 cheque) HSBC - waiting for court decision