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Payments To Account - Will They Pay Cheque???


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My current account with RBS is currently 246 overdrawn due to them paying a Direct Debit for me ( a first ever) anyway, At the begining of January Id given a Cheque to one of my bills and they have advised me it will be getting paid to their bank this evening.

 

My question is, on the day that cheque is showing as trying to come off balance will then be -573, If i pay in the £328 amount for the cheque before 3.30pm that day and tell the bank that its for the cheque will they pay it or will it just come off the £246 balance and then charge me???

 

Any advice would be apprecaited.

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If it's an unarranged overdraft then it will be at the discretion of the bank whether they pay it or not I'm afraid. So they might honout it but then again they might not.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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