Thread: Lunar Jim vs Egg Card

Hi there. I just sent off CCA letters for two Egg credit cards. What's the chances of them being able to produce an enforceable agreement?

hello lunar jim,

did my two yesterday

watch this space

cds

Two letters from Egg dropped through the door just now, one for each card. Both were headed 'Return Of Cheque Payment', and read:

Dear Lunar Jim

Thank you for your recent request to us.

We were, however, unable to process this request as:

The request was not signed

Egg places paramount importance on the security of client data.

If you still require this information please sign and return the letter to the following address:

Egg

etc. etc.

Delaying tactic? Capital One had no issues with an unsigned request, and AFAIK one is under no obligation to sign a letter.

Could someone please offer advice on how to get through this initial barrier?

NM, I just found this thread:

http://www.consumeractiongroup.co.uk...ponse-cca.html

I've lifted the letter and will send it off today. I'll post up again when Egg respond...

very odd indeed this question, I too didn`t sign it but got my CCA back no questions asked. Course it isn`t enforceable but that`s their look out.

Originally Posted by lollipop73

very odd indeed this question, I too didn`t sign it but got my CCA back no questions asked. Course it isn`t enforceable but that`s their look out.

Lolly, it probably depends on how bad a day the person answering the mail has had lol

I think you`re probably right-but it`s not as bad a day as he will get if when it comes back it`s unenforceable.

Well, default day was today and nothing arrived in the post. I'll be posting off an 'account in dispute' letter to them tomorrow then.

Sent my CCA request yesterday ... used a signature quite different to my normal one. Wonder if they'll notice?

Incidentally I still have my copy of the original Agreement (from 2002), so it'll be interesting how they compare ...... if they can send one.

Maybe they'll send nothing! From what I've read anything could happen lol