Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I currently have a Halifax current account with an balance of approx. 900GBP overdrawn. I have not been depositing the minimum 1000 GBP minimum income which is required for the current account-mainly because ive been abroad.
They havent contacted me about the fact i've havent been making these deposits and i've been making the interest payments each month no problem.
My question is, if I claim the 300GBP that ive incurred in overlimit charges in the last few minutes, would they likely close my account and ask for the remainder of the overdraft money i owe them as i have not been making the minimum payment to current account plan??