Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
The letter dated 17/01/2009 came in one envelope with the (almost) blank application whilst the letter dated 19/01/2009 came in a seperate envelope with the T&Cs which were double sided on a single page.
What does anyone think of this, and how should I respond? Is there a suitable 'Account in Dispute' letter?
Thanks for your help.
I've copied your other post and started a new thread here for your MCard a/c.
This is currently BC's standard response to our CCA request. They may, in fact, have fulfilled their obligations by responding in this way but they have not provided you with an enforceable credit agreement.
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